How I Charge, What I Do and Who I HelpHow I ChargeI don’t take commissions from investment accounts, funds, or providers. Instead, I work on a fee basis, ensuring that the cost of planning is agreed upon between myself and the client. This approach offers full transparency, with no product bias, account tie-ins, or hidden charges.What I DoIn a nutshell, my job is to listen, understand, plan, protect, and achieve: • Listen to your goals, concerns, and aspirations. • Understand your unique situation, what’s important to you, and any areas of planning you might be overlooking. • Plan a robust, personalized wealth strategy to help you achieve your goals, build wealth, and navigate financial markets. • Protect your wealth and your family’s financial future by avoiding costly mistakes, reducing costs, and mitigating taxation. • Achieve your objectives through ongoing progress reports, support, and reviews, adapting plans as your circumstances change.Who I HelpI work with individuals, families, business owners and trustees. We operate under a Capital Markets Services (CMS) license, meaning our clients must be accredited investors. An accredited investor is an individual whose income last year was over S$300,000 or who has S$1,000,000 in investable assets or S$2,000,000 in total assets.If you are looking for an adviser and are not accredited, please reach out, and I will ensure you speak to the right adviser in my network.

I have accepted a new and exciting role and I’m enjoying some time off before I start. Watch this space to find out more.

Working as an IFA offering advice on pensions, investments, mortgages, life insurance, inheritance tax, retirement planning, income protection and more. Always happy to discuss your options and the first consultation is free.