Results-Driven & Get Shit Done---• 10 years of exp in the FinTech industry, specializing in product management, credit strategy, machine learning modeling, and data analytics.• 5 years of exp in people leadership, skilled at working cross-functionally in both large organizations and startups to ensure teams can move with speed and deliver maximum impact.• Proven track record of managing products from initial 0-1 offerings to scaling existing products.• As a former data scientist, proficient in Python, SQL, with expertise in building machine learning models and developing algorithms for business applications.• MS in Financial Engineering and BS in Computer Science, providing a robust foundation in quantitative analysis, data science, and logic thinking.data/tool/vendor: Python, SQL, Tableau, Looker, Snowflake, Alloy, Heron, Alteryx, DataRobot, Plaid, Finicity, Codat, Lexisnexis, Figma, Experian, Equifax, TransUnion, SBFE
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Vp, Analytics And Data ScienceLendistryNew York, Ny, Us -
Director Of CreditRho 2023 - PresentNew York, UsFinTech | Commercial Banking | Business Credit- Middle Market Credit- SMB Credit - Business Owner (consumer) Credit -
Senior Manager, CreditRevolut 2020 - 2023London, England, GbFinTech | $33B Valuation | 30M Users | 7000+ Employee• Played a pivotal role as Employee #2 of the US Credit Team, worn multiple hats and get shit done.• Led the conception and successful launch of financial products, including credit cards and loans from 0 to 1.• Led Product Management, Roadmapping, Financial Modeling, driving innovation, and P&L management.• Developed comprehensive Credit Strategy, Policy, and Procedures, ensuring a robust framework for credit operations.• Applied Data Analytics and Machine Learning Modeling to enhance decision-making processes and optimize outcomes.• Teamed up with tech, data, risk, compliance, and legal units for impactful results.• Conducted Vendor Due Diligence and Management to ensure seamless partnerships and operational excellence. -
Analytics Manager, CreditReach Financial 2017 - 2020New York, Ny, UsFinTech | Consumer Credit • Portfolio Management & Credit Strategy (Near Prime & Sub Prime)• Machine Learning & Modeling• New Credit Product Design & Launch (Consolidation Loan)• Asset Securitization ($153 million ABS) -
Data Analyst/Credit ModelerKapitus 2015 - 2017Arlington, Virginia, UsFinTech | $2B Origination | Business & Consumer Credit• Machine Learning & Modeling• Business Loan/MCA/Invoicing Analysis• Portfolio Management & Credit Strategy (SMB/SME)• Asset Securitization ($105 million ABS)
Karl W. Education Details
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Stevens Institute Of TechnologyFinancial Engineering -
Hangzhou Dianzi UniversityComputer Science -
UdacityData Science -
Y CombinatorFuture Founders Track
Frequently Asked Questions about Karl W.
What company does Karl W. work for?
Karl W. works for Lendistry
What is Karl W.'s role at the current company?
Karl W.'s current role is VP, Analytics and Data Science.
What schools did Karl W. attend?
Karl W. attended Stevens Institute Of Technology, Hangzhou Dianzi University, Udacity, Y Combinator.
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