I am a focused team player and result-oriented leader. My experiences cut across various industries (e.g manufacturing, banking ant IT ) where I've brought my natural strength and career skills to bare with obvious results. I am a determined Change Manager, a kind hearted person and a pleasure to be with at any time.Highly experienced in the use of scorecard in credit decisions, definition of risk appetite as well as strategies for cross selling campaigns.I am aggressive in pursuing my goals. Very focused. Relentless and hard working. I see solutions, not problems. I am not afraid of making mistakes, because am an incredibly fast learner.