Nick Plowman Email & Phone Number

Respected industry subject matter expert and founder of several vehicle telematics businesses.With a strong background in insurance and safety, I possess the expertise needed to design, implement, and manage video telematics systems, as well as safety and fatigue/distracted driver programs for fleets of all sizes. These programs also cater to insurers, captives, specialist programs, and Risk Retention Groups (RRGs).In today’s environment, where commercial auto premiums and deductibles are rising and many carriers operate at a combined loss ratio exceeding 100%, telematics and distracted/fatigued driver programs are crucial for addressing these challenges.Globally, 30% of incidents involve rear-end collisions, with distracted driving being a significant contributor. These collisions are often severe, leading to serious injuries and "nuclear verdicts" (over $10 million), which have increased by 867% over the past decade.Key statistics from the National Highway Traffic Safety Administration (NHTSA) for 2022 reveal:Driver distraction contributed to 7.8% of fatal crashes, 11.9% of injury-only crashes, and 10.7% of property-damage-only crashes in the U.S.Cellphone use was a factor in 12.1% of distraction-related fatal crashes, 9.5% of distraction-related injury crashes, and 9.6% of distraction-related property damage crashes.Additionally, a study by the AAA Foundation for Traffic Safety estimates that 328,000 drowsy driving crashes occur annually—more than three times the number reported by police. These crashes result in approximately 109,000 injuries and 6,400 fatalities each year. Researchers suggest that the prevalence of drowsy driving fatalities may be over 350% higher than officially reported.