• Successfully managed and executed purchase order finance deals totaling R13 million, demonstrating a deep understanding of financial intricacies and risk management• Executed invoice discounting transactions totaling over R60 million, showcasing proficiency in structuring and optimizing financial solutions to meet client needs.• Utilized the strategic use of invoice discounting to improve cash flow for clients, implementing effective discounting structures and negotiating terms that align with the financial goals of the firm and its clientele.• Implemented systems for ongoing monitoring of financed transactions, tracking key performance indicators, and making strategic recommendations for portfolio optimization.• Specialized in managing transactions involving the financing of purchase orders, ensuring seamless execution and timely delivery of goods. Collaborate with clients and suppliers to facilitate successful transactions

• Sales and marketing of short-term business bridging finance• SME/broker portfolio generation and relationship management• Credit and financial analysis

 Real estate and alternative Investment (deals) and financial advisory Portfolio and client relationship management Financial markets investment analysis Capital Acquisition for real estate and alternative investment deals Acquiring new business/investors Regulatory compliance

 Created a credit tracker to track credit applications through the approval process which helped in reducing turn-around time for applications and raising Bank’s customer satisfaction. Championed the loan repayments exercise which reduced NPL ratio significantly. Increased reporting portfolio by taking ownership of reports to the Reserve Bank of Zimbabwe. Appointed risk champion of the risk department to analyze and report risks the Bank faces daily.

 Improved work efficiency by digitalizing client data for the fairly new bank division. Increased the Bank’s mortgages portfolio through efficient marketing, sales and negotiating mortgage contracts with prospective clients. Involved in the Bank’s first housing scheme and pioneered on site sales to diaspora clients thus boosting foreign currency reserves.

 Improved client retention through constant check-up visits. Aided in the growth of the private sector by negotiating commercial loan agreements with small and large businesses. Boosted the Bank’s customer satisfaction index by displaying excellent customer service with good listening, multitasking, patience and analysis skills.  Worked well under pressure within the Bank’s busy branch environment.

 Aided in the development of many small businesses by approving good investment and business opportunities.  Improved growth of GMRI investment book through efficient negotiation of company investments, takeovers and mergers.  Facilitated well thought investment decisions by providing financial analysis and advisory services Gained experience in networking and company performance analysis.