Fran Bradley Email & Phone Number

Lowell, Ma

Developed, implemented and enforced effective policies and procedures resulting in the recovery of past due receivables related to a growing $700 million portfolio comprised of multiple product sectors including Real Estate/Home Equity and Installment Loans. Trained and supervised a team of recovery professionals ensuring compliance with Federal Fair Debt Collection Practices, CFPB, Fannie Mae and state regulations.

Boston, Ma

Skillfully executed corporate investment strategies in various transportation-related and commercial sectors, including North American Rail, Commercial Aviation and Industrial, while effectively managing personnel and resources in credit underwriting, risk identification/trend analysis, lease/loan workouts, mid or end of term equipment recovery and disposition, and contract negotiation, structure and execution. Effectively negotiated mid-term default and end-of-lease settlements in various industries resulting in recovering associated assets for redeployment or sale, while collecting proceeds contributing to the recapture of investments.Generated supplemental revenue streams through the development and administration of third-party servicing contracts, primarily associated with managing transportation-related and industrial assets.Member of BTMUCC's Watched Asset Committee.

Boston, Ma

Provided proactive rehabilitation, restructuring, and workout initiatives for various industry transactions, which negatively migrated to “high attention” or “watched asset” status. Managed relationships, competently identifying early credit and/or asset deterioration through financial statement review, covenant tracking, economic and industry trend analysis, equipment audits/recovery, and operational assessments of the obligor.Managed the repayment and recovery of commercial finance receivables related to single investor true, finance, vendor, OBS, TRAC, operating, and leveraged leases, while directing third-party professionals in the execution of recovery initiatives including litigation, bankruptcies, and post-judgment compensation. Coordinated the recovery of equipment/collateral and subsequent disposition in an effort to maximize values across multiple industrial sectors including rail, aviation, coal mining, power generation, semiconductor/high tech/telecom, manufacturing equipment, OTR, auto manufacturing, textile, marine transport, commercial real estate, and other collateral types.

Boston, Ma

Managed personnel in the recovery of outstanding lease/loan receivables and ancillary fees including late charges, restructuring/amendment fees, and covenant/waiver compensation across a portfolio of diversified accounts. Proactively developed, managed, and executed comprehensive collection and recovery strategies across a broad cross-section of platforms.