Francesco Senese Email & Phone Number

Milan, Lombardy, Italy

• Bank’s Operational Risk Exposure - 2° line of defenceMain duties:
• Articulating and translating the risk appetite into methodologies and policies to support and monitor business
• Objectively challenge risk management execution and control processes of the first line of defense
• Advise management on non-financial risk
• Support the timely resolution and sustainable solution of any identified control deficiencies ► Assigned to a 6-month job rotation within the Compliance Office, to support reviews on Transparency and Insurance.

Milan, Lombardy, Italy

• Credit Risk Exposure within the Corporate Banking channel - 3° line of defenceMain duties:
• Meeting relevant stakeholders to understand and map the credit processes to identify key risks and controls to be assessed
• Assessing the adequacy of controls associated with the key risks identified
• Issuing audit reports which identify deficiencies and underlying causes
• Support the timely resolution and sustainable solution of any identified control deficiencies

Milan, Lombardy, Italy

• Client service - payment area, CIB companies (revenues > €250M) Main duties:
• Supporting clients with products and service offered by the Bank to manage centralized liquidity at a group level (Cash Pooling)
• Providing advice on domestic and cross border payments
• Managing relations with the client company's treasury for the resolution of any day-by-day operational issues related to payments
• Supporting Relationship Manager during company visits

Milan, Lombardy, Italy

• Credit Risk Exposure within the Corporate Banking channel - 2° line of defenceMain duties:
• Carrying out credit reviews on a sample basis. Assessing borrower creditworthiness to identify actual and potential risks
• Ensuring compliance with established credit loan policies/procedures
• Issuing credit review reports which identify deficiencies
• Support the timely resolution and sustainable solution of any identified control deficiencies► Assigned to a 3-month job rotation within the Anti Money Laundering Office. In charge of reporting suspicious money.

Crema, Lombardy, Italy

• Local banking branchMain duties:
• Supporting the overall local branch start-up phase, reaching out to potential customers to generate new business
• Advising customers on retail banking products and services
• Assisting customers with processing transactions, such as deposits, withdrawals, or payments

Master'S Degree, Business Administration And Management, General, 110/110 - 1St Class With Honours

- Worked 6 months as a Pricing Analyst / Intern at Carrefour Group

Bachelor'S Degree, Business Science, 110/110 - 1St Class With Honours

High School Diploma, Accounting, 100/100 - 1St Class