Francesco Torri Email & Phone Number

Milan, It

Cambiago (Mi)

The Italian branch has 4 divisions, 4 sales offices, a turnover of over 90 million Euros, 1000 active customers: big multinationals to one man companies, major industries, wholesalers, artisans. The department I’m responsible for has reached up to 4 employees.The focus is always on external & internal customers, for the best understanding and satisfaction of their needs.CREDIT MANAGEMENT- Balance sheet deep analysis with automated Excel processing- Business plan evaluation- Intelligence activities on customers- Credit limit approval- Blending German credit policy on the Italian markets- Continuous credit risk monitoring- Negotiation with sales force- Negotiation with customers- Collection- Payment plans- Guarantees- Handling of legal procedures- KPI identification, measuring & reporting- A/R Accounting & tax credit relatedCONTROLLING- Budget (both financial & management accounting)- Rolling forecast- Liquidity forecast- P&L creation & analysis- Deviation analysis- Focus on Net Working Capital & Cash Flow- Numerical partner to the divisionsAdditionally, not having a specific in-house department, company legal affairs are also within my resposibility perimeter.Spring-summer 2016 and autumn-winter 2019-2020 SPECIAL PROJECTS at REHAU Greece: managing the Finance Dept, while hiring and training a new Finance Manager (6 million € turnover – 25 employees - 2 additional people managed)Summer-autumn 2016 SPECIAL PROJECT at REHAU HQ in Germany: optimization of worldwide divisional Cash Flow reporting.Summer-autumn 2018 SPECIAL PROJECT at REHAU Hungary. Revamping the Finance Dept: bringing personnel (all new) and software up to date on company procedures and accounting principles. Complete review and re-adjustment of month end closing process (14 million € turnover – 36 employees).

Cambiago (Mi)

I opened the function for the Italian branch of the company some years ago.Prevention of credit loss.Customer's creditworthiness evaluation.Legal procedures connected to the credit recovery.Overview to accounting and financial effects of credit management.Projects to teach the customers how to manage their credit & how to improve bank relationships.

Vimodrone And Cinisello Balsamo

As a Department Manager in a big mall, I was responsible for pricing, array, display, buying (limited), personnel.

Using Financial analysis and language skills I discovered felonies detrimental to the company in progress and led to their stop.

I obtained the certification ISO 9002 for the unit LCS Agrate, as an intern.

Master In Accounting & Tax

An effective improvement on Accounting & Fiscal knowledge, in order to complete my finance skills. On Saturdays, for 1 school year.

Master'S Degree, Business Management (Economia Aziendale), 99/110

Activities and Societies: Sen Bocconi (2002-2003)Erasmus Semester at the Universität zu Köln (Mar-Jul 2001)

Erasmus Semester, Business Administration And Management, General

Activities and Societies: PIM & CEMSExciting international experience. I was able not only to deepen my German language knowledge.