Francisco Javier Lorente Email & Phone Number

Chief Risk and Compliance Officer and member of the Management Committee of GETNET EU (PAGONXT-SANTANDER).

Banco Inversis-Banca March GroupChief Risk Officer (CRO) and Member of the Management CommitteeDirect hierarchical and functional reporting to the Board of Directors and the Audit and Risk Commission of Banco Inversis. Reporting to the Global Risk Commission of Banca March.As head of the Risk Management Unit assumed, under the supervision of the Board of Directors, specifically the responsibility of the Bank's risk management function at an individual and consolidated level. In this… Show more Banco Inversis-Banca March GroupChief Risk Officer (CRO) and Member of the Management CommitteeDirect hierarchical and functional reporting to the Board of Directors and the Audit and Risk Commission of Banco Inversis. Reporting to the Global Risk Commission of Banca March.As head of the Risk Management Unit assumed, under the supervision of the Board of Directors, specifically the responsibility of the Bank's risk management function at an individual and consolidated level. In this sense, it was responsible for the relationship with the supervisors (Bank of Spain, CNMV, SEPBLAC, DGS) and coordination in terms of risk management with Banca March.Responsible for credit risk management (Corporate and Retail). The CRO acted as Secretary of the Risk Coordination Committee (CCR) whose function is to advise the Management Committee and made, where appropriate, risk proposals for approval by the Board of Directors, or to approve those operations that meet the requirements and policies previously authorized by the Board of Directors. The CRO also acted as the person responsible for climate change and ESG risk management in the Inversis Group.Member of the ALCO Committee which is responsible for the management of the structural risks on balance sheets (liquidity risk and interest rate risk) and, as a secondary objective, to contribute to the stability of earnings generation.As a member of the Management Committee as the highest management body of the Bank, assumed responsibility for those matters entrusted to him by the Board of Directors. Show less

- Direct advice to the General Director of Regulation.- Advice on accounting and regulatory matters. Participation in the preparation of accounting and solvency regulations applicable to credit institutions.- Participation in various national and international forums on behalf of the Bank of Spaino EUROPEAN BANKING AUTHORITY (EBA).o BASEL COMMITTEE (Basel Committee on Banking Supervision -BCBS-)o INSTITUTO DE CONTABILIDAD Y AUDITORÍA DE CUENTAS.

Supervision and monitoring of regulatory compliance in different financial entities. Among the main tasks assigned were:- Supervision in different banks of the accounting regulations applicable to Credit Institutions in Spain.- Surveillance of compliance with solvency regulations.- Surveillance and control of credit, market, interest and liquidity risk in different banks.- Supervision and control of regulatory compliance in different banks (anti-money laundering regulations… Show more Supervision and monitoring of regulatory compliance in different financial entities. Among the main tasks assigned were:- Supervision in different banks of the accounting regulations applicable to Credit Institutions in Spain.- Surveillance of compliance with solvency regulations.- Surveillance and control of credit, market, interest and liquidity risk in different banks.- Supervision and control of regulatory compliance in different banks (anti-money laundering regulations, transparency regulations, MIFID, remuneration policies, etc.). Show less

Madrid, Madrid, España

Professor on financial risk management and accounting at Instituto de Estudios Bursátiles Business School (IEB). Specialized training on risk management for Directors and Senior Managers of Top Spanish Banking Groups.

Madrid Y Alrededores, España

Financial regulation and accounting publications (Revista Técnica Contable).

Lecturer at San Pablo CEU University (Oposiciones)