Frank Carado Email & Phone Number

NMLS#133827 - Member FDIC Equal Housing Lender

Northeast Region

• Multi-faceted position encompassing Branch Management, Corporate Recruiting and Corporate Marketing with Market Growth/Expansion. RESPONSIBILITIES
• Monitor loan originator mortgage pipelines daily to ensure loans are being processed and closed in a timely fashion and to confirm all loans meet regulatory and secondary requirements
• Fully experienced with Fannie Mae and Freddie Mac guidelines
• Manage, train and mentor loan officers and support staff
• Exceptional at resolving complex mortgage loan issues
• Identify and cultivate new and existing referral partners to develop successful referral relationship

York And Adams Counties

• Hire and train new team members and provide support for their continued success
• Educate clients and team members of industry changes and loan programs available.
• Develop business relationships with realtors, attorneys and financial planners.
• Create marketing strategies to increase company market share.
• Manage and place FHA, VA, USDA, PHFA and Conventional loans.

Central And Western Pennsylvania

• Monitored loan originator mortgage pipelines daily to ensure loans were being processed and closed in a timely fashion and to confirm all loans met regulatory and secondary requirements
• Managed, trained and mentored loan officers and support staff
• Developed business relationships with realtors, attorneys and financial planners
• Created marketing strategies to increase company market share
• Utilized FHA, VA, USDA, PHFA and Conventional loans

Central Pennsylvania

• Consulted with clients to advise of programs and rates, ensuring an accurate processing experience and closing in a timely fashion
• Managed, trained and mentored loan officers and support staff
• Developed business relationships with realtors, attorneys and financial planners
• Utilized FHA, VA, USDA, PHFA and Conventional loans

Central Pennsylvania

• Serviced, in person, eight branch locations within Central PA and Philadelphia service areas
• Consulted with bank clients to advise of programs and rates, ensuring an accurate processing experience and closing in a timely fashion
• Educated team members within the banking network on all aspects of the mortgage process
• Developed business relationships with realtors, attorneys and financial planners
• Utilized FHA, VA, USDA, PHFA and Conventional loans

Camp Hill, Pennsylvania

• Consulted with clients to advise of programs and rates, ensuring an accurate processing experience and closing in a timely fashion
• Managed, trained and mentored loan officers and support staff
• Developed business relationships with realtors, attorneys and financial planners
• Utilized FHA, VA, USDA, PHFA and Conventional loans

Camp Hill Pennsylvania

• Supervise established client accounts, contact clients on a constant basis to establish an effective working relationship and check follow up and quality of account services
• Develop new accounts with local and national lending institutions, real estate companies and developers
• Research potential clients and devise tactful and ethical ways to interest customers in our services
• Demonstrate services, advise clients and answer queries
• Handle and resolve any complaints or concerns from clientele
• Work with company staff to effectively service customers and close sales

• Responsible for support and development of Branch Offices.
• Develop business relationships with realtors, resulting in increased sales productivity
• Created joint ventures with Title Insurance companies, to maximize company revenue.
• Manage FHA, VA and Conventional Loans and placed with lenders
• Managed the company budget and annual marketing plans.
• Established branch locations, including all aspects related to operations

• Responsible for the Internal and External Sales Development for 98 Branches
• Relief Manager for District Managers
• Sole discretion for underwriting authority to $150,000
• Facilitator of divisional sales training seminars
• Supported promotions and marketing efforts for the Eastern Division
• Branch Manager from March 1992 to February 1999