On-site and remote teleworking experience, extensive industry experience as manager, chief life underwriter and a layman Medical Director position for almost forty years.Provided interpretation, analysis, coding and underwriting decisions for case medical tests and the most complex medical conditions and histories, lab and ECG findings, with underwriter, agency and physician communication and interaction with brokerage, financial planner, ppga, and captive agents.Advanced ECG and treadmill interpretation, ECG trainer, underwriter cardiovascular medicine trainer, advanced financial underwritingLife Claims liaison and subject matter expert in underwriting review and rescission, with denial, deposition, and trial testimony experience.Industry Professional Designations earned:~ Fellow, Academy of Life Underwriting (FALU)~ Chartered Financial Consultant (ChFC)~ Chartered Life Underwriter (CLU) ~ Fellow, Life Management Institute (FLMI)~ Certificate of Proficiency in Home Office Life UnderwritingOther Related Training Courses:~ Electrocardiography course, UCSF Medical School~ Medical Directors Training Course, AAIMIndustry Memberships: ~ Association of Home Office Underwriters (AHOU) ~ American Academy of Insurance Medicine (AAIM)~ Chicago Home Office Life and Health Underwriters Association (CHOLHUA)~ Past President, Northern California Life Insurance(Underwriters) Association~ Member of AHOU's examinations subcommittee for 4 years~Industry speaker on electrocardiography