Miami-based Direct Bridge Lender and commercial finance company. Our direct lending division originates, approves and funds bridge loans in house, specializing in commercial real estate loans. We also offer full-service financing solutions through our network of capital providers across the country. These providers include commercial banks, credit unions, institutional lenders, life companies, family offices, Freddie Mac and Fannie Mae, SBA 7A and SBA 504 loans.

With over 20 years of Business Development in the Banking Industry & Small Business Administration. Commercial Loan Broker & Hard Money Lender

Professionals, Attorneys, Doctors, CPA'sCommercial/Residential loans/Wealth Management.

Business Development in charge of a market which covers Coral gables, South Miami, Bird Road, Brickell, 27th ave/Coral Way and the Headquarters in the Miami Tower. Goals include Commercial and Residential loans as well as Wealth Management and Depository Reslationships.

• Increased sales from $100K in 2008 to $1M in 2009 and $2M in 2010.• Manages all administrative operations including daily, monthly & yearly forecast & budgets. • Reducing delinquencies & bad debt while maximizing recovery.• Improved efficiency & productivity by developing & implementing a collection training program.• Implemented all operational policies and procedures.• Analyze competitive product offerings in term of features and benefits as well as price points.

• Market and solicit potential customers/Financial Institutions concentrating in South Florida Market.• Assisted in growing and monitoring current loan portfolio.• Performed cash flow analysis & financial statement analysis, including review of 10K & 10Q publications.• Performed assessments of potential borrowers through use of Dunn & Bradstreet reports.• Responsible for negotiating pricing, and conditions with Appraisers and Environmental Engineers.• Responsible for… Show more • Market and solicit potential customers/Financial Institutions concentrating in South Florida Market.• Assisted in growing and monitoring current loan portfolio.• Performed cash flow analysis & financial statement analysis, including review of 10K & 10Q publications.• Performed assessments of potential borrowers through use of Dunn & Bradstreet reports.• Responsible for negotiating pricing, and conditions with Appraisers and Environmental Engineers.• Responsible for planning and deployment of all related seminars and conferences in relation to loan programs Show less

• Spearhead departmental vision and execution of credit and collections with annual sales of $600 million. Includes Domestic and International Sales.• Established and monitored policies and procedures that helped the company meet its Sales and risk management goals.• Assist sales and sales management achieve its goals without damaging the departments ability to manage risk and control payment delinquency to acceptable levels.• Responsible for maintaining optimal sales while… Show more • Spearhead departmental vision and execution of credit and collections with annual sales of $600 million. Includes Domestic and International Sales.• Established and monitored policies and procedures that helped the company meet its Sales and risk management goals.• Assist sales and sales management achieve its goals without damaging the departments ability to manage risk and control payment delinquency to acceptable levels.• Responsible for maintaining optimal sales while controlling DSO, bad debt, cash flow, credit policy & department costs.• To actively support employee growth through training, performance reviews, mentoring, coaching.• Active member of Pharmed’s ERP Implementation and Minority Business Diversity Boards. • Coordinated and provided logistical support in preparation for the inauguration of PMG of Ohio Flexible Service Center, an 85,000 square foot distribution facility that services 17 hospitals, including the “go live implementation” of Oracle Business Solutions as well as, service contracts. Show less

• Analyze the financial position of potential borrowers and determine if the repayment capacity is adequate.• Submit a credit analysis report to senior management with the findings and proposed recommendations of proposed loans.• Performed credit risk assessments.• Review in depth, all pertinent credit & financial information, including reporting services, credit publications & rating agency reports.