Relationship Manager/Business Development Officer – Corporate Finance
Bank Of America Corporation
Relationship Manager/Business Development Officer – Corporate Finance 10/98 – 02/00• Provided strategic alternatives, financial solutions, and senior bank debt to portfolio of middle market clients.• Responsible for business development and the origination, structuring, and execution of new accounts. Methods included community networking, D&B research, cold calling, and relationship building through referral sources.• Originated and developed 8 new client relationships that resulted in the sale of over $55 million in new bank products.• Managed the day-to-day credit and cash needs of a portfolio of middle-market clients.• Performed due diligence and analysis in order to identify opportunities and provide financial solutions to new prospects and existing portfolio clients. Resulted in the sale of traditional bank and capital market products to include: loan syndications, interest rate derivatives, placements of equity and debt, leveraged finance, M&A, R/E conduit, etc.Associate Relationship Manager & Credit Underwriter – Corporate Finance 12/96 – 09/98• Prepared credit approval documentation for $2 billion in debt facilities and capital market products.• Completed Bank of America’s Credit & Risk Analysis Training and Corporate Finance Training in Charlotte, NC.• Received 1997 “Associate Sales Manager of the Year Award” and 1998 “Horizon Leadership Award”. • Provided support and acted as liaison to capital markets, syndicates group, derivatives group, real estate conduit, etc.• Established cash flow projections and sensitivity models to evaluate companies ability to service debt.• Negotiated legal documents with clients and external counsel; fee letters, term sheets, commitment letters, and loan agreements.• Performed due diligence and analysis in order to monitor existing relationships and qualify middle-market prospects.• Created financial models to analyze client’s bank debt capacity.• Valued M&A opportunities.