Credit Mountain is turning declined loan applications into a win-win for borrowers and lenders.

Hope is an act of defiance - against daunting odds, entrenched attitudes, unjust systems, and worst of all, business as usual. Innovation is a full-contact commitment to purposeful status quo-defying that uncovers not just better solutions, but the real problems that need solving. Both Hope and Innovation happen on purpose and with purpose. I started HopeX to engage in acts of Defiant Innovation, to partner with business leaders and social entrepreneurs who aren't satisfied with the status quo, who know better ways to do good are possible - for employees, customers, neighbors - while driving multiple bottom lines, business outcomes, and social benefits. HopeX Innovation Partners - Innovation to the Power of Hope.Current Projects and Focus Areas:Workplace Stability & Financial WellnessEconomic MobilitySocial EnterpriseFinTech: Innovation in Financial ServicesWorkforce Development Partial Client List:Bachman Lake Together - Strategic Reboot & Executive LeadershipSocial Venture Partners - Annual planning and management supportJPII High School - Design and Launch of its Social Innovation LabSmith Protective Services - Workplace financial wellness benefitsEarly Matter Dallas - Rethinking the Child Care Business ModelUnited Way Metropolitan Dallas - North Texas Aligned Measures Project

TrustFund is a digital banking platform that rewards resilience and grit, featuring the first-ever debit card that acts like a credit card in an emergency. Full-fledged digital banking platform with tools and features to help people better manage their money.

Led efforts to end poverty once and for all. Launched research & innovation division of 30+ FTEs responsible for discovering holistic solutions that produce financial stability among low-income families and individuals Oversaw two randomized control trials that produced effective service models now being prepped for national replicationIntroduced new iterative design methods to create solutions with user feedback and behavioral & brain science insightCultivated partnerships with national thought leaders, innovators and funders including Gates and Robin Hood FoundationsLed evaluation, research and data specialist charged with measuring outcomes and impact of experimental pilotsIdentified and supported organizational strategies that increased employee engagement, retention and performance

The Padua Pilot is testing a long-term, holistic poverty-ending program model built around a comprehensive asset framework and data platform. In collaboration with partner agencies, our research partners at the University of Notre Dame's Lab for Economic Opportunity and policy partners at Catholic Charities USA, our common program goal is to identify a strong, working roadmap for supporting families' journey to sustainable self-sufficiency.

Serve a partnership of professionals, social entrepreneurs and foundations who are committed to strengthening our community through the thoughtful application of collective dollars and business expertise.

Fidelium Group helps mission-driven organizations "be great at doing good." Through strategic planning, leadership development and fundraising consulting, Fidelium Group helps people on a mission increase their capacity to achieve their goals and advance their cause.

Executed strategies for donor and grantee engagement, designing projects that leveraged stakeholder investment and grew long-term capacity.Introduced new audience to mission of 100+ year old organization, identifying first-time donors, raising brand awareness, stewarding long-time supporters and cultivating relationships with community leaders.

- Oversaw daily operations with 7 (FTE) staff, including pastoral and administrative staff- Set pastoral and organizational agenda- Raised more than $2 million in 5 years to advance mission and build organizational capacity- Cultivated strategic relationships with SMU, local and national partners