Frank T.

Frank T. Email and Phone Number

Head of Credit Originations - US Corporate Banking at BCI @ Banco BCI
chile
Frank T.'s Location
Miami, Florida, United States, United States
Frank T.'s Contact Details

Frank T. work email

Frank T. personal email

n/a
About Frank T.

Results oriented Banker, highly experienced in all critical aspects of commercial credit sales, underwriting, structuring, and management. Strong cross-seller of higher-margin non-credit financial services. Well developed and practiced consultative sales skills. Highly refined ability to readily dimension credit opportunities and establish plans for their execution.Specialties: Credit Sales and Structuring, Risk Mitigation and Management, Financial Analysis, Risk Profiling, Problem Credit Mitigation, Strong Treasury, Fx, Derivative and Trade Product Skills, Leveraged Lending, Credit Portfolio Management.

Frank T.'s Current Company Details
Banco BCI

Banco Bci

View
Head of Credit Originations - US Corporate Banking at BCI
chile
Website:
bci.cl
Employees:
7780
Frank T. Work Experience Details
  • Banco Bci
    Svp - Head Of Credit Originations - Us Corporate Banking
    Banco Bci May 2013 - Present
    Miami/Fort Lauderdale Area
    Responsibilities include the identification, vetting, and origination of bilateral, syndicated/club, real estate, and trade finance facilities principally to Commercial & Industrial customers in Florida, the US and Bci presence countries (Chile, Brazil, Colombia, Peru, Mexico). Specific cross-sell efforts are directed towards delivering the full range of bank capabilities to relationships connected with Chile. Managing activities of a team of originators have grown credit portfolio to current… Show more Responsibilities include the identification, vetting, and origination of bilateral, syndicated/club, real estate, and trade finance facilities principally to Commercial & Industrial customers in Florida, the US and Bci presence countries (Chile, Brazil, Colombia, Peru, Mexico). Specific cross-sell efforts are directed towards delivering the full range of bank capabilities to relationships connected with Chile. Managing activities of a team of originators have grown credit portfolio to current $1Bn +/- mark over a 3-yr. period. Responsible for delivery of credit approval presentations and annual reviews to relevant credit committees ensuring that all proposals fairly assess the risks inherent in a proposed transaction and support lending recommendations. Show less
  • Suntrust Bank
    First Vice-President Commercial Banking
    Suntrust Bank Apr 2012 - Nov 2012
    Miami/Fort Lauderdale Area
    Commercial Banker for enterprises in the $5MM to $150MM sales range. Able to design and deliver comprehensive banking solutions ranging from Credit and Treasury Management to Trade and Foreign Exchange services.
  • Bank Of America
    Svp - Market Credit Officer
    Bank Of America Feb 2008 - Apr 2012
    Miami, Florida
    Driver of credit sales process for Business Banking segment in one of the Bank's largest Metro Markets.Manage credit products sales and deal execution for nine relationship bankers. Responsible for all aspects of credit structuring, pricing, and development. Primary relationship manager for the group’s largest and most complex credit relationships. Trained relationship bankers on a more disciplined approach to relationship profiling and cross-selling of bank services. Trainer and mentor… Show more Driver of credit sales process for Business Banking segment in one of the Bank's largest Metro Markets.Manage credit products sales and deal execution for nine relationship bankers. Responsible for all aspects of credit structuring, pricing, and development. Primary relationship manager for the group’s largest and most complex credit relationships. Trained relationship bankers on a more disciplined approach to relationship profiling and cross-selling of bank services. Trainer and mentor to select members of team. Show less
  • Citibank
    Vice-President - Relationship Manager - Middle Markets Group
    Citibank Jun 2002 - Jun 2007
    Miami, Florida
    Originated and managed a diversified $100MM + credit portfolio that generated $3MM+ in net revenue. Recipient of top producer awards for three years running. Responsible for all aspects of deal structuring, negotiation, closing and ongoing management of client relationships within the bank’s targeted market segments. Effective cross-seller of extensive Citigroup product set to new and existing target market clients and their principals. Built and maintained working referral relationships with… Show more Originated and managed a diversified $100MM + credit portfolio that generated $3MM+ in net revenue. Recipient of top producer awards for three years running. Responsible for all aspects of deal structuring, negotiation, closing and ongoing management of client relationships within the bank’s targeted market segments. Effective cross-seller of extensive Citigroup product set to new and existing target market clients and their principals. Built and maintained working referral relationships with local attorneys, CPA’s, Financial Advisers and other Centers of Influence. Show less
  • Citibank, Na
    Vice-President & Credit Manager - Commercial Markets Group
    Citibank, Na May 2000 - Jun 2002
    Miami, Florida
    Managed ongoing needs of a diversified $50MM+/- portfolio of commercial loan facilities.Served as coach and training resource for business development staff.Responsible for all facets of problem loan recognition, restructuring and administration.Designed and implemented screening and relationship profitability tools used by group bankers.
  • Regions Bank
    Vice-President, Commercial Lending Group
    Regions Bank 1997 - 2000
    Boca Raton Florida
    Recruited, trained and managed an underwriting staff while administering a $100MM+ commercial loan portfolio.Responsible for meeting aggressive loan production goals while also maintaining a high level of credit quality.
  • Barnett Banks, Inc.
    Credit Review Officer
    Barnett Banks, Inc. 1993 - 1996
    Florida
    Consulted relationship managers on deal structuring, borrower credit worthiness, project feasibilities and overall soundness of relationships.Designed policies and procedures used in the analysis of international credit exposure and in an internal credit rating model.Performed audit-like exams of various credit operation areas within affiliate banks.
  • State Of Florida
    Senior Bank Examiner
    State Of Florida Jun 1988 - May 1993
    Miami/Fort Lauderdale Area
  • United States Secret Service
    Communications Officer
    United States Secret Service 1984 - 1988
    New York, Ny
    Managed the communications center of the 2nd largest Field Office in the U. S. Filled various support roles during manpower shortages including but not limited to protective assignments and criminal interrogations.

Frank T. Education Details

Frequently Asked Questions about Frank T.

What company does Frank T. work for?

Frank T. works for Banco Bci

What is Frank T.'s role at the current company?

Frank T.'s current role is Head of Credit Originations - US Corporate Banking at BCI.

What is Frank T.'s email address?

Frank T.'s email address is ftorres@bci.cl

What schools did Frank T. attend?

Frank T. attended Florida International University, New York University, Fort Hamilton High School.

Who are Frank T.'s colleagues?

Frank T.'s colleagues are Eduardo Veloso Gonzalez, Gerson De Souza, Erika Conejeros Gallardo, David Coloma Cardenas, Patricio Serrano, Tamara Alejandra Poblete Bravo, Beatriz Urrutia Espinoza.

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