I am a man of faith and a husband married to my beautiful bride of 30 years. Our union afforded us the opportunity to raise 4 boys, a niece and a few dogs and cats along the way. I grew up in South Central Los Angeles and was raised by a single mom. I learned very early in life that your environment, as difficult as it may seem, does not have to define your future. After graduating from the University of Arizona as a scholar athlete competing at the highest level internationally, I went on to earn an MBA from Golden Gate University. In my free time I love to participate in active sports, serve in the marriage and family ministry at my church and coach at the local high school and college.My core tenants are as follows:• I believe we have a responsibility to live out our full potential in service to others.• I believe our priorities should be in the order of God, Family, Community and Business• I believe your work should be your passion and calling.• I believe all things are possible with vision, strategy and action.• I believe we should embrace life's challenges for through them we grow.Connect with me: Call/text: 925-596-3177Email: james@impacthomeloans.comNMLS 232428Licensed by Texas Department of Savings and Mortgage LendingConsumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. a toll-free consumer hotline is available at 1-877-276-5550. the department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. for more information about the recovery fund, please consult the department’s website at www.sml.texas.gov."