Fred A Atiemo Email & Phone Number

Charlotte, Nc, Us

Charlotte, North Carolina Area

Responsible for the development, implementation and the ongoing operation, evaluation and refinement of the business lending program and credit advisory program. Responsibilities include designing, launching, documenting and marketing of the programs. Establishing and maintaining all necessary lending administrative functions including loan evaluation, underwriting and credit administrative functions. Effective and direct communication with existing and aspiring small business owners, as well as the management of several external partnerships to provide a robust support to small businesses.

Charlotte, North Carolina

Business/Commercial Lending Consultant with the dynamic and progressive Piedmont Advantage Credit Union team. My main responsibilities are marketing and building new relationships with small businesses to generate new business/commercial loans for the credit union members and community. As a Business/Commercial Lending Consultant, I have various functions which include working within the various business communities to build awareness of Piedmont Advantage Credit Union and the business lending program; Developing business loan prospects; Determining members’ financial service needs and preparing consultative solution proposals to enhance members’ lives; Working independently as well as with team members to originate, process, obtain approval and close business loans. Attending business, community and social events and make presentations on commercial loan services to groups to attract new members.

Charlotte, North Carolina

Develop and implement strategies that generate"green" loans for Self-Help. Development of successful networks that bring in loans; Explore new sources of funding for “green” loan programs; Evaluate loan applications for financial capacity, management strength, collateral adequacy, as well as the industry to ensure that the business development is leading to loans that can be funded and have a positive mission impact.Lead the development and assessment of commercial lending programs, products and procedures, including exploring and analyzing potential sector based on mission-fit, Self-Help and Commercial Team goals; Market loans to existing and new referral sources and potential borrowers through activities, including one-on-one meetings; presentations on such topics as financial management, financing options, and the facility development process; and, in conjunction with communications staff, and other appropriate outreach; Provide excellent customer service, including technical assistance and referrals to other technical assistance providers as appropriate.

Portland, Oregon

Responsible for implementing the financial assistance programs of the Urban Development Department of PDC (Portland Development Commission).Managed the business and economic development financial programs of the Commission. Responsibilities included program management, program and product development, resource development, business and community relations management, underwriting, marketing, and supervision of staff. Served on the credit/loan committee and participated in departmental planning and development through membership on management team. Maintained regular contact with other lending organizations to ensure full utilization of available public and private resources.Directed economic development initiatives to achieve the goals and objectives outlined in the city of Portland's Economic Development Strategy. Coordinated a variety of activities related to business development, expansion and retention. Researched and developed objectives, strategies and approaches to urban revitalization, business incentives and economic impact. Assisted in the implementation of economic development plans, initiatives and grant projects, including the negotiation and management of professional services contracts. Conducted workshops/roundtable discussions with the business and lending community; prepared and presented economic development plans and information.

Portland, Oregon

Book: AFRICA REVISITEDThis book showcases Africa as the birthplace of humanity and also affirms Ancient Egypt as authentic African civilization. It draws from the work of leading scholars such as Carter G Woodson, John G Jackson, Cheikh Anta Diop, Chancellor Williams, Ivan Van Sartima, Molefi Kete Asante, Martin Bernal, Theophile Obenga, and others.Paper Back Binding: 133 pagesPublisher: Alpha Production Company (1993)Language: EnglishASIN: B0006RPK3OProduct Dimensions: 8.4 x 5.5 x 0.4 inchesShipping Weight: 8.8 ouncesBoard Game: KILIMANJARO:Kilimanjaro is a combination of Monopoly and Trivial Pursuit and sets out to teach African and African-American history. In Kilimanjaro, dice are rolled, marbles are moved and cards are drawn with educational information on them. As a sample question – “Name the first African-American Justice of the United State Supreme Court." Hint: As a lawyer he led the legal battle that won the historic decision from the Supreme Court in 1954 declaring racial segregation of public schools unconstitutional. The answer – Thurgood Marshall. Also, extra points may be gained by drawing certain cards. Example – “Ancient Egyptian education has produced some of the renowned scholars in history. Included are Plato, Pythagoras, Hippocrates, and Socrates. Plato and Pythagoras studied for more than 12 years in Egypt."

Salem, Oregon

Regulatory examination of State chartered banks and credit unions by evaluating the condition of financial institutions for safety and soundness, maintaining of public confidence in the financial system and in individual institutions. Reviewed financial records of regulated institutions to confirm compliance with federal and state laws. Ensured that the financial situation of an individual borrower or organization is correct and accurate. My major duties included analyzing the operational area of the financial institutions; Asset evaluation; Evaluate accounting records; Examining for compliance with State and Federal statutes, rules, and regulations. Enforced both state and federal statutes and regulations and preparing workpapers and report of examination.

Portland, Oregon

Managed the day-to-day operations of the community development financial institution including the lending program; depository and bankcard programs; regulatory compliance; risk management; security and safety matters.Responsible for the bank’s credit risk management. Assured overall loan quality and administration of the bank’s loan policies and practices in a manner that maintained an acceptable level of safety and soundness as well as Community Reinvestment Act compliance. Identified potential credit risk situations and provided guidance to lending and operations staff. Analyzed and monitored risk in bank’s loan portfolio and provided timely and appropriate recommendations for loan reserves. Managed the special assets function. Provided strategic leadership for the bank as it relates to operations, credit risk management, implementing credit policies, procedures and best practices in a way that balances risk with profitability, aligning efforts with the overall lending strategies and goals developed by the CEO and Board of Directors.

Master Of Business Administration (Mba)

Bachelor Of Business Administration (Bba)

Associate Of Arts And Sciences (A.A.S.), Electronics Engineering Technology