Retirement Planning: The Way ForwardA successful retirement takes work. There are lots of questions to be answered – about income, expenses and investing, just to name a few. Our Retirement Navigation Process guides you through the planning stages and maps out a strategy based on your unique circumstances.The process is based on our experience working with individuals and their families. Together, we consider your goals, your resources and your needs. We want to help guide you in evaluating responsible spending and debt management practices, assessing health care and insurance requirements, defining an investment strategy that aligns with your goals and planning your estate. We will coordinate with your professionals experienced in the fields of tax and legal planning. We will continue to monitor your strategy as your retirement unfolds and adjust your course as needed.The Stenger Group at Morgan Stanley are focused, experienced financial professionals and our team includes two Certified Financial Planners™. (Ronald D Stenger, Wealth Advisor and Stephen P Devermann, Financial Advisor) Call us to schedule a comprehensive portfolio review. Together, we’ll map out the way forward.