Frederick Limbaya is a Money Educator Lead & Non - Executive Director at Money a+e at Money A+E. He is proficient in French. Colleagues describe him as "As Money Educator Lead at Money A+E, Fred has led an impressive team and approximately doubled the number of people the organisation has reached each year with life-changing Financial Education. Fred has used his strong Communication skills, market research and deep commitment to financial inclusion to connect with a wide range of stakeholders, bringing many new communities and partners on board in the process. During this time, Fred has also empowered his team to rapidly develop both in terms of team size but also skills and confidence – to a place where Money A+E is now a pre-eminent leader in school and adult Financial Education. Fred is himself a talented public speaker and motivator. When leading workshops, he captivates his audience and communicates his considerable financial knowledge in a manner that is always on point, crafted with his audiences’ particular needs in mind. He weaves his own lived experience of overcoming financial issues into his teaching, creating empathy, relatability and inspiration. Fred has strong organisational skills and manages multiple tasks and deadlines successfully. This has included responsibility for developing exam board-accredited courses, ensuring the highest standards of teaching. The programmes led by Fred and his team have had a proven impact on 1000s of people’s financial and personal wellbeing since he joined Money A+E, transforming lives through money advice and education."