Fred Hosea, Mba, Dcp, Cfcs. Email & Phone Number

Lagos, La, Ng

San Francisco Bay Area

I currently conduct and monitor compliance operational functions like the KYC/KYB review of merchant and individual onboarding globally - From the US and other parts of Northern and Southern America to UK, Europe, Asia, and Africa. Specifically some of the major roles are listed below:- Ensure new customers are onboarded in accordance with company's and regulatory policies and procedures for KYC/KYB onboarding including identification and verification - Perform supervisory oversights and approve onboarding reviews collated by the KYC Analysts- AML/CFT/CPF monitoring - Conduct periodic and ongoing due diligence for customers with transactions above certain thresholds - Conduct enhanced due diligence for customers classified as high risk customers based on business activity/PEPs in line with internal policies and procedures- Collaborate with other teams like sales and products to improve the onboarding experience and mitigate risks associated with AML/CFT/CPF - Serve as the first line of defence to identify and escalate suspicious customers or patterns - Run customers through the relevant sanction screening and investigate for false positive or true match- Collate reports on onboarding and risk patterns data to determine policy by management- Conduct training for sales, customer experience and other client facing teams on expectations of KYC/KYB and red lights for AML/CFT/CPF to have a top to bottom complaint organisation- Collaborate with the transaction monitoring/fraud team on investigations of alleged fraud/suspicious pattern- Maintain a detailed, accurate and updated customer profile records to ensure compliance with internal produces, and regulatory requirements and reporting- Research and advise on issues around onboarding, KYC/KYB, AML/CFT/CPF and other issues regarding customer relationship

Lagos State, Nigeria

Lagos, Lagos State, Nigeria

Lagos, Nigeria

Some of my major roles were:- Verifying KYC and other documentation for retail and corporate accounts before authorizing to become functional - Accounts for Nigeria and some other English speaking African countries - Act as a back office support to the sales team to grow retail and corporate business for the bank - Leading a team of 4 to perform accounts maintenance duties seamlessly. - Verification of international passports and other KYC for foreign citizens being onboarded - Performing interest rates concession on accounts (corporate and retail) - Authorizing updates/correction of customer details - Monitoring compliance and conducting investigations to ensure that accounts opened follow bank/regulatory policies- Performing dud search reports for individuals and companies for current account purposes- Data management - Part of the Robotics Process Automation team for Nigeria - Generating and analyzing reports and data to guide policies for management

Lagos, Nigeria

I was trained and exposed to core areas of banking like sales, credit, head office operations, trade, branch operations, compliance/risk management, cards/payment systems, legal, treasury, consumer, commercial and corporate banking etc.

Kaduna

Katsina

Some of my duties were: 1. Computation of Contract Gratuity for the contract staff of Katsina State Government 2. Computation of pension for permanent staff 3. Administrative duties

Master Of Business Administration - Mba, Finance And Investments

Bachelor'S Degree, Economics

Waec

Activities and Societies: Literary and Debating Club