YelloPad is a new generation of customer experience platforms : secure, simple, open with universal payment acceptance.YelloPad is designed for a wide range of industries including retail, hospitality and healthcare and takes your business from payments to customer experience.Technology and IP acquired by JDM Innovation GmbH (part of Phoenix Group), specialised in systems and services for pharmacies and the pharmaceutical industry.

- Support to the Management Team and Board on the future strategic direction of Visa Europe (including options for sale of the company to Visa Inc.) - Strategic projects for the Management Team covering Spain, Benelux and Nordics

- Early Investor/Shareholder- Member of the Advisory Board- Led Corporate Development as part of the management team; discussions with prospective investors, in particular the negotiations with Mastercard for their investment in and entry at the Board of the company. Selected and worked closely with legal and M&A advisers (Fenwick & West LLP) on the deal.- Exited when fully acquired by Mastercard Brighterion offers a leading AI and machine learning platform that provides real-time mission-critical intelligence from any data source, regardless of type, complexity or volume. Brighterion’s AI solution secures billions of transactions monthly and is used and trusted by 74 of the top 100 U.S. banks and more than 2,000 customers globally, processing 100+ billion transactions annually.Brighterion is also successfully applied in cyber and homeland security, anti-money laundering, real-time cross-channel fraud prevention, credit risk, default prediction and data breach detection.Brighterion has a number of patents related to smart-Agents technology with self-learning processes.and has received multiple awards, including the Morgan Stanley FinTech of the Year award and the “Best Use of Payments Data or AI in Financial Services” at the Emerging Payments Association Awards (London). They have also been named Cool vendor by Gartner

Emerging Technologies in Financial Services, Payments and A.I., Financing/M&A, International Growth, Market Entry, Turnaround

Pan-European mobile payments corporate venture launched by Vodafone, T-Mobile, Orange and Telefonica groups.

Member of the management team of this corporate venture set-up within NatWest that developed highly secure applications including Mondex (the P2P e-money pioneer) and MULTOS multi-application smart card operating systems.Part of the team that negotiated and sold 51% of Mondex International to MasterCard International and the remaining 49% to a consortium of top tier international Banks (incl. Citi, JP Morgan Chase, HSBC, Wells Fargo, Credit Mutuel, the largest Canadian, Australian and South African banks).Head of the EMEA region - Led and oversaw large equity and licensing deals.Initiated business in a number of Asian markets (incl. South Korea, Malaysia). Based a few months out of Singapore after MasterCard's 51% acquisition to facilitate integration of Mondex's Asian team based in Hong Kong and the Mastercard Asian team in Singapore.From 1999, also Director of New Channels Strategy (mobile, e-commerce, iTV, contactless) - Business planning, B2B/B2C propositions and partnershipsRegular speaker at major international conferences as well as regularly interviewed by international press for print, radio, and television including appearances on Bloomberg. 100% acquired by Mastercard in 2001

Specification and design of navigation and weapon delivery systems for new generation fighter jets.