Fred Semmer, Cfa Email & Phone Number

Greater Minneapolis-St. Paul Area

For more than 35 years, Accredited Investors Wealth Management® has integrated detailed financial planning and custom portfolio management to provide clients peace of mind. At Accredited, we work to align your money with your values, empowering you to spend your life wisely. Our team is comprised of professionals with skills and expertise in investing, retirement, legacy, and tax planning. With a shared dedication to asking questions, not simply answering them, we work collaboratively to craft personalized strategies for each client family. To provide continuity, service, and technical guidance, every Accredited client works with a dedicated team, as well as subject matter experts throughout the firm. As a fully independent firm owned by a group of employee shareholders, Accredited’s mission is to improve the individual and collective lives of all we serve: our clients, our colleagues and our community. Spend Your Life Wisely™

Greater Minneapolis-St. Paul Area

Ulland Investment Advisors is a boutique investment management firm that serves high net worth and institutional clients. The firm operates three investment strategies (two equity and one credit) to serve its 200+ clients and $300 million assets under management. While there, my responsibilities included but were not limited to: •Performing bottom-up fundamental financial statement analysis to identify and invest in undervalued securities•Assessing a company's credit risk by evaluating its capital structure, financial and operating leverage, interest coverage, capital needs and competitive positioning •Analyzing turnover, efficiency, and Dupont ratios to gauge the quality of financial and operating performance for equity and credit investments•Utilizing the Porter’s Five Forces framework to assess industry dynamics and company-specific outlooks for sustainable profitability•Developing standardized research templates to effectively evaluate credit and equity investments•Establishing a framework for evaluating credit and equity opportunities by coalescing published strategies of prominent business-owners, investors and corporate finance practitioners•Assisting portfolio manager in making re-balancing recommendations based on changes in client return objectives, risk tolerance and market conditions