A data scientist, quantitative modeler, and risk manager with extensive experience in designing, developing, and implementing predictive modeling and advanced analytic solutions, and managing predictive modeling projects and teams, specialized in financial service industries.Specialities:- Banking: Credit Risk Modeling; ICAAP & CCAR Loss Forecasting and Stress Testing; Pre-Provision Net Revenue (PPNR) Modeling; Pricing/Interest Spread Modeling; Regulatory Capital; Basel Advanced Internal Rating Based (A-IRB) Models; Expected Credit Loss Modeling and Reporting under IFRS9/CECL Standards; Model Risk Management; - Property & Casualty Insurance: Underwriting and Pricing Models; Claim Severity Modeling; Loss Reserving; Actuarial Reporting; - Customer / Marketing Analytics: Customer Segmentation; Consumer Demand and Pricing Analytics, Customer Retention and Life Time Value; Marketing Effectiveness Modeling;Credentialed Actuary as an Associate of the Casualty Actuarial Society (ACAS) and Member of American Academy of Actuaries (MAAA); Proficient in SAS, R, Python, SQL, and VBA programming