Being responsible for the development of the corporate credit underwriting process and the analysis of the corporate loan book.Provide the regulatory framework and control functions to Corporate Risk Management.

Manage a team of 4 Risk Managers and 4 Business Analysts. Responsible to combine the two, previously seperate teams to ensure customer experience. Risk Managers evaluate credit risks related to large corporate, project and real estate finance, structured finance, municipality and financial institution clients and prepare proposals for decision-making. Erste Business Analysts analyze the business model, industry and financial statements of large corporate customers as well as prepare CF projections. In addition, the team has significant expertise in various industry sectors.

Establish and manage a team of 4 Business Analysts. As Head of Business Analysis, I was responsible for setting up a team and integrate the team into the corporate lending process to deliver the desired impact. Erste Business Analysts analyze the business model, industry and financial statements of large corporate customers as well as prepare CF projections. In addition, the team has significant expertise in various industry sectors.

Managing a client portfolio of high-profile CEE and Hungarian large corporate clients focusing on the construction, food and transportation industry sectors.Significant experience in loan syndication, club loans and DCM products.

Responsible for Large Corporate,Assess the overall risk of credit proposals based on different risk factors, Participate in credit committee meetings as adviser,Approval signatory mandate holder for certain credit applications,Prepare sector-specific and ad-hoc analyses and take part in credit manual updates.

Responsible for Large Corporate,Approval signatory mandate holder for certain credit applications,Provide advice to credit applications to support mandate holders in credit decisions,Coordination of the assessment and approval process of the individual credit applications (incl. communication with relationship managers, lending specialists, legal department, local and head-office mandate holders),Active participation in loan structuring and problem loan management,Coordinate the preparation of the loan documentation.

Comprehensive decision support in corporate lending, Prepare credit applications: describe credit need, participate in deal structuring, prepare market and financial analysis, projections, sensitivity analysis and analyze overall risk profile,Participate in client meetings,Active management of the credit approval process and cooperation with the related local and head-office departments,Prepare sector analysis: continuous reporting on automobile, pharmaceutical and natural resources sectors,Coordinate the preparation of the loan documentation,Deputy of the Team Head of Lending (assist in reporting and take part in certain projects).

Participating in an internal short term assignment programme:Comprehensive decision support in corporate lending,Full-scale preparation of credit applications of multinational corporate customers focusing on the automotive, oil&gas and FI industry segments,Participate in client meetings,Active management of the credit approval process and cooperation with the related local and head-office departments,