Gabriel V. Email & Phone Number

San Antonio, Texas Metropolitan Area

• Plans and conducts organizational studies to improve the utilization of human and other organizational resources.• Analyzes complex data, policies, practices, systems, procedures, and develops written summaries on findings and recommendations.• Evaluates and recommends staffing levels to ensure effective utilization of human resources.• Consults with departments or divisions to improve productivity and delivery of services.• Prepares and monitors annual budget for a large… Show more • Plans and conducts organizational studies to improve the utilization of human and other organizational resources.• Analyzes complex data, policies, practices, systems, procedures, and develops written summaries on findings and recommendations.• Evaluates and recommends staffing levels to ensure effective utilization of human resources.• Consults with departments or divisions to improve productivity and delivery of services.• Prepares and monitors annual budget for a large department.• Prepares management reports and delivers presentations.• Prepares detailed reports and presentations on proposed and ongoing projects.• Coordinates departmental projects with city-wide impact, to include the dissemination and communication of information to affected City departments.• Prepares grant applications for securing project funds from governmental agencies and financial institutions in coordination with the City Attorney, City departments, other governmental entities, private firms, and citizens.• Prepares detailed reports, presentations and presents projects to City Manager's Office, City Council, private developers, government and other organizations Show less

San Antonio, Texas, United States

• Ensures FHA, Conventional and VA loans are handled efficiently, independently and with minimal error • Provide support to Closers and other team members by providing mentorship, assisting with problem solving and helping with escalated issues. • Collaborates with title/escrow companies to balance fees, routes Mock CDs to appropriate parties, and issues CD to borrowers upon approval. • Follows established procedures and meets turn times in SLA, ensuring collaboration with title and… Show more • Ensures FHA, Conventional and VA loans are handled efficiently, independently and with minimal error • Provide support to Closers and other team members by providing mentorship, assisting with problem solving and helping with escalated issues. • Collaborates with title/escrow companies to balance fees, routes Mock CDs to appropriate parties, and issues CD to borrowers upon approval. • Follows established procedures and meets turn times in SLA, ensuring collaboration with title and quality/accuracy of all documents; escalates issues as necessary. Communicates changes effectively and regularly with teammates and management. Show less

Risk Management Special Project

San Antonio, Texas, United States

 Examines loan applications and verifies financial information provided on the application to determine whether the business applying for the loan is capable of meeting monthly loan payments on time Accountable for execution of applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures Reviews credit applications, collateral valuation, tax returns,… Show more  Examines loan applications and verifies financial information provided on the application to determine whether the business applying for the loan is capable of meeting monthly loan payments on time Accountable for execution of applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures Reviews credit applications, collateral valuation, tax returns, financial statements, and/or other supporting documentation to recommend/approve requests within decisioning authority levels by way of automated scoring system or traditional underwriting Show less

Laredo, Texas Area

 Managed vendor onboarding activities including planning, & logistics partnering with Executive Manager to determine areas of improvement on service reliability, cost savings and quality improvement Demonstrated accountability to drive performance improvement by reviewing developing strategies & taking proactive actions to identify trends and addressing concerns Improves customer experience by designing and implementing efficiency improvement initiatives Lead & oversaw Financial… Show more  Managed vendor onboarding activities including planning, & logistics partnering with Executive Manager to determine areas of improvement on service reliability, cost savings and quality improvement Demonstrated accountability to drive performance improvement by reviewing developing strategies & taking proactive actions to identify trends and addressing concerns Improves customer experience by designing and implementing efficiency improvement initiatives Lead & oversaw Financial Planning Operations increasing profitability by 8%, process efficiency by 5%, & delivering strategic results through use of Financial Planning & having a customer focus ethic Analyzed financial risk, created financial plan trend analysis & conducted risk management & control procedures Drafted audit reports including a background of the operations and activities audited, objective, target, conclusion, observations & recommendations for internal audits  Performed Data Analysis to gather customer insight & presented findings to upper management through business reports produced via Tableau Business Intelligence to build real-time data analysis Show less

San Antonio, Texas Area

 Worked with compliance advisors to ensure proper implementation of business requirements in complex issues  Participated in the development to enhance risk indicators by 20%, process improvements by 15% and quality audit by 15% Ensured Audit and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as company policies and mortgage lending procedures. Responsible for Quality Control, Sales Documents Review and Risk analysis Reviewed… Show more  Worked with compliance advisors to ensure proper implementation of business requirements in complex issues  Participated in the development to enhance risk indicators by 20%, process improvements by 15% and quality audit by 15% Ensured Audit and operational compliance with regulatory requirements and upholds Fair Lending Practices as well as company policies and mortgage lending procedures. Responsible for Quality Control, Sales Documents Review and Risk analysis Reviewed signed legal closing packages, ensuring prepared packages that are fully completed and accurate and compliant, which includes but is not limited to; correctly itemized credits, proper escrow set up, along with TRID and disclosure updates for compliance Complied with federal, state, and local legal requirements by studying existing and new legislation; enforcing adherence to requirements; advising management on needed actions Show less

San Antonio, Texas Area

 Coordinated the development of Cadence Project by being the point of contact from end-to-end, including oversight and tracking of timelines, resources, risks, testing and system enhancements Collaborated with the R&D leadership team to develop strategic plans across multiple business groups, improving processes and surpassing standards to drive the business Coached and encouraged teammates to develop strong relationships across teams to create an environment that enhances Customer… Show more  Coordinated the development of Cadence Project by being the point of contact from end-to-end, including oversight and tracking of timelines, resources, risks, testing and system enhancements Collaborated with the R&D leadership team to develop strategic plans across multiple business groups, improving processes and surpassing standards to drive the business Coached and encouraged teammates to develop strong relationships across teams to create an environment that enhances Customer Service and develops brand recognition Managed creating project plans, facilitating team activities and meetings, ensuring deadlines and communicating progress and results to deliver value to the organization through improvement of the business processes Recommended enhancement of risk indicators, change controls and process improvements for the implementation of new software program for productivity floor wide. Identified best practice challenges to ensure policy and regulatory requirements are being met on future standard operating procedures Delegated project tasks based on junior staff members’ individual strengths, skill sets and experience levels Measured project performance using appropriate tools and Ad-Hoc Analysis Performed other related duties as assigned Show less

San Antonio, Texas Area

 Supported VP of International Department and bank Officers with strategic directions to new and existing customers in cross-selling strategic banking products including Treasury Management products, pricing, proposals and sales communication Adapted to challenges, providing support, and guiding strategic communications in a constantly changing retail environment  Prepared sales presentations, proposals, and recommended services benefiting customers and businesses by developing… Show more  Supported VP of International Department and bank Officers with strategic directions to new and existing customers in cross-selling strategic banking products including Treasury Management products, pricing, proposals and sales communication Adapted to challenges, providing support, and guiding strategic communications in a constantly changing retail environment  Prepared sales presentations, proposals, and recommended services benefiting customers and businesses by developing strong relationships across teams and with customers creating an environment that enhances customer satisfaction  Increased Treasury Management sales by 10%, decreased turn-around time by 8% Contacted prospective customers to develop new bank treasury management business Assisted management in developing a market strategy in setting sales objectives meeting or exceeding goals Analyzed profit reports from month to month & delivering a quarterly trend report to management Customer Service counseling on investment portfolios  Managed sales of bank products operations & new business at banking center Performed other related duties as assigned Show less

Bachelor'S Degree, Mechanical Engineering, 3.5

Bachelor'S Degree, Business Administration