Credit Risk Analyst Ii / De Underwriter
• Acted as company administrator for FHA and HUD systems.• Completed Underwriting training program and obtained direct endorsement approval.• Managed company's impaired asset portfolios.• Trained new underwriting staff on performing in-depth appraisal / collateral reviews to meet USPAP and FHA guidelines.• Worked closely with accounting department.• Developed strategies to mitigate and cure impaired loans to prevent losses and maximize recovery.• Responsible for underwriting impaired loans undergoing refinance.• Collaborated with Risk and Legal departments to remain within compliance on loan resolution.• Partnered with relevant departments to identify gaps in policies and procedures.• Prepared regular reports and forecasts pertaining to dispositions of individual Impaired loans as well as impaired asset portfolios.• Provided exceptional customer service to senior borrowers while remedying their loans.• Lead standing meetings with executive leadership to relay trending issues, reoccurring findings, and successful resolutions.• Worked Jointly with the CFO on repurchases and refinances.• Analyzed credit data and financial statements to determine degree of risk involved in extending credit and lending money.• Analyzed data to verify information and check for fraud.