Main Activities:- Calculation of provisioning results for individuals and companies (BRGAAP and IFRS).- Creation and monitoring of key credit portfolio indicators (exposure, provisioning, delinquency, recoveries, and write-off) for portfolios.- Preparation of comparative analyses of credit and provisioning portfolios (BRGAAP, IFRS, and CECL) among all national and foreign banks (European and American).Projects Accomplished:- Studies aimed at improving performance and legislatively adapting IFRS provisioning calculations.- Migration of the SAS informational ecosystem (Guide) to On-Premises (BRADAC) and later to Cloud (Databricks).- Development of various dashboards (Power BI) for monitoring portfolios.Main Tools Used:- SAS, Power BI, Python, SQL, Excel (VBA), Spark, and Databricks.

Main Activities:- Studies, specification, implementation, and monitoring of credit policies and commercial actions aimed at the corporate segment (middle market, utilities, and state-owned enterprises) and Agro (individuals and companies).- Creation and monitoring of key credit portfolio indicators (exposure, provisioning, and delinquency) for portfolios and crop seasons.Projects Accomplished:- Data mining and audience curation for credit granting campaigns focused on sustainably expanding segment portfolios.- Migration of the SAS informational ecosystem (Guide and Miner) to On-Premises (Gutenberg) and later to Cloud (Databricks).- Development of various dashboards (Power BI, Qlik, and Tableau) for monitoring segment indicators.- Specification and implementation of policies for automatic credit approval.- Review and specification of reparametrization of the corporate rating model.Main Tools Used:- Databricks, Python, SQL, Spark, Excel (VBA), Power BI, and SAS.

Key activities:- Preparation and dissemination of the LATAM P&L (Profit and Loss) report.- Preparation and monitoring of the monthly/annual budget.- Periodic estimates of revenue, profitability, expenses, and profits.- Providing financial insights to senior management, supporting strategic decision-making.Projects completed:- Creation of detailed financial reports for commercial teams, focused on the complete management of the commercial operations cycle (prospecting, sales, and post-sales).- Development of the Forecast for estimating the inflow of samples into laboratories.Main tools used:- SQL, Excel (VBA), Power BI, and SAP.

Main activities-Big Data analysis applied to agronomic and financial performance.- Data mining to identify operational efficiency patterns.- Creation of data visualization dashboards for strategic monitoring.Projects completed:- Development of performance dashboards for real-time monitoring of mill operations.- Implementation of management reports focused on optimizing integrated agronomic pest management.- Calibration of susceptibility and favorability models.Main tools used:- Power BI, SQL, Python, and Excel (VBA).

Main Activities:- Collection and analysis of the price evolution of forest-based commodities.- Creation and maintenance of databases for sector analysis and publications.Projects Completed:- Development of monthly articles on the forest sector, published in the magazine "O Papel".- Collaboration in the creation of CEPEA informational reports, focused on forest products.Main tools used:- Power BI, SQL, and Excel (VBA).