Self-motivated, professional Underwriter with managerial experience as well as experience as a Senior Underwriter of niche non standard home insuranceBusiness handled wholesale via brokers either by bordereau or by direct internet access. Underwritten new business, renewals and midterm adjustments.Work was dealt with under a Binding Authority Properties built of non standard construction including all wood, Lathe and Plaster, Barn conversions, and self builds.Handled underpinned properties, holiday homes/holiday lets, bed and breakfast accommodation, landlords insurance, student lets, previous declinature, non disclosure, high claims experience, high profile clients, small businesses run from the home,clients with previous/ existing criminal convictionsUnderwritten stand-alone and schemes businessClients included Professional footballers, high value individuals and business owners Daily work was handled over the telephone,email and in house internet siteBroker visitation for broker training on the internet site and to improve business as well as broker auditsIntermediate IT skills including all MS OfficeDealing with claims above in house limits or where possible voidanceDealing with complaints and FOS cases
Prestige Underwriting Servicesi
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RedundantPrestige Underwriting Servicesi Sep 2013 - PresentFrm Prestige Underwriting Services
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Senior UnderwriterPrestige Underwriting Services Jan 2002 - Sep 2013BasildonI was at the start of the organisation and involved in the initial set up of the underwriting computer system, employing the staff and training the brokers on the underwriting system.From being a Team Leader underwriter, i progressed to Office manager then Senior Underwriter underwriting Niche non standard Home insurance products on behalf of Axa Insurance including a scheme for people with criminal convictions.All business was Household and Contents Dealt with MNW and HNW All work was handled Wholesale through BrokersUnderwritten new business, renewals and MTAs Work was dealt with under a Binding Authority Properties built of non standard construction including all wood, Lathen Plaster and Timber Framing Handled underpinned properties, holiday homes/holiday lets, bed and breakfast accommodation, landlords insurance, student lets, previous declinature, non disclosure, high claims experience, high profile clients, clients with previous/ existing criminal convictions.Held an Underwriting Authority of £2.5million on buildings and £150,000 contentsUnderwritten stand-alone and schemes businessClients included Professional footballers, high value individuals and business owners Reviewed policy wordings, compiling policy endorsements, liaising with Axa as and when required. Took referrals from underwriting team and assisting with their on going training plans.Dealt with structural engineers reports and loss adjusters reports. Reviewed cases where non disclosed issues arose. Dealt with Ombudsman complaints.Oversaw a team of 8 as a technical point of referral as well as training and processesUse of Covernet and MS Word and ExcelDaily work was handled over the phone/ email with visits to Brokers on a regular basisReason for Leaving: Redundancy
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Assistant ManagerHighway Home Insurance Nov 1997 - Jan 2002BasildonSetting of underwriting criteria for assistant underwriters.Underwriting quotes from brokers by email or telephone both at new business and renewal. Reading and underwriting from structural engineers report. Dealing with loss adjuster reports. Staff assessment.Carrying out broker audits.Training of delegated scheme brokers staff.Reason for Leaving: Redundancy
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Senior Underwriting TechnicianC.N.A International Oct 1993 - Nov 1997Canary Wharf LondonDirectly involved in the specification and development of an Insure 90 software application and staff training.Setting of underwriting criteria for assistant underwriters.Underwriting quotes from brokers by email or telephone both at new business and renewal. Reading and underwriting from structural engineers report. Dealing with loss adjuster reports. Staff assessment.Carrying out broker audits.Training of delegated scheme brokers staff.Reason for Leaving: Moved to Highway Insurance with the underwriting manager following redundancy.
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Motor Insurance HandlerAa Insurance Services May 1993 - Sep 1993BasildonThis position provided and excellent opportunity for experience working in a broker environment and dealing face to face with the general public.Provided motor and home quotations to the general public.Dealt with all customer enquiries.General administration including processing AA membership and travel arrangements
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Assistant UnderwriterPrudential Assurance Company Ltd Jun 1975 - May 1993Southnd On Seaoined the organisation upon leaving school as progressing from junior clerk to assistant underwriter. Processed new business and renewal terms to brokers for home, motor, travel and personal accident insurance.Dealt with accounts and direct debit process.
Gail Potter Skills
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Gail Potter works for Prestige Underwriting Servicesi
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Gail Potter's current role is Self-motivated, professional Underwriter with managerial experience as well as experience as a Senior Underwriter.
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1wiltshire.gov.uk
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Gail Potter
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1prestigeunderwriting.co.uk
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