Ganesh Chhetri work email
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Ganesh Chhetri personal email
Bank Credit Manager with over experience of 9 years. Worked in Banking operations and Credit. Presently working as Credit Manager (Mortgage based loan) and also have experience of over 5 years in Airline industry as Customer service Executive.
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ManagerBank Of Baroda Apr 2019 - PresentSiliguri, West Bengal, India• Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.• Analyze risks to recommend approval or disapproval of loans.• Customer service, Prepare Credit appraisals, Review loan requests and process new loans in LLPS software.• Contact clients to gather financial data for processing of loan documentation.• Evaluate applicants’ financial status, credit history, and property documents evaluation… Show more • Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.• Analyze risks to recommend approval or disapproval of loans.• Customer service, Prepare Credit appraisals, Review loan requests and process new loans in LLPS software.• Contact clients to gather financial data for processing of loan documentation.• Evaluate applicants’ financial status, credit history, and property documents evaluation to determine Mortgage loan feasibility and assessing the clients' creditworthiness.• Calculating and analyzing the risk ratios of clients based on their credit score and financial history.• Calculate financial ratios (e.g. credit scores, interest rates and Risk Rating,).• Setting up payment plans. Explain to customers the different types of loans and credit options that are available, as well as the terms and conditions of those services.• Maintain up to date records of loan applications. Monitor progress of existing loans.• Helping clients to identify their financial goals and to find ways of reaching those goals.• Provide special services such as wealth management for clients with more specialized needs.• Marketing bank products to individuals and firms, promoting bank services that may meet customer requirement.• KYC verification of client, including documents, due diligence / KYC information, source of wealth, AML risk profile. Show less -
Assistant ManagerVijaya Bank May 2013 - Mar 2019Siliguri, West Bengal, India• Achieve client satisfaction and understand customers’ needs and provide appropriate solutions by maintaining long term relationships, facilitating need based assessment. Develop and cultivate lucrative relationships with both new and existing customer through effective communication and exemplary interpersonal skills. Deliver excellent quality service to customers to achieve customer satisfaction. Gather customers’ feedback and identify problem for improvement.• Adhered to established… Show more • Achieve client satisfaction and understand customers’ needs and provide appropriate solutions by maintaining long term relationships, facilitating need based assessment. Develop and cultivate lucrative relationships with both new and existing customer through effective communication and exemplary interpersonal skills. Deliver excellent quality service to customers to achieve customer satisfaction. Gather customers’ feedback and identify problem for improvement.• Adhered to established security procedures and reported potential fraud or safety violations to management for immediate recourse.• Assist customers with opening bank accounts, deposits, advances and signing up for new digital services and canvassing of other wealth management products. Communicate regularly with clients to understand needs and evaluate current product use. Identify cross-sell opportunities during customer interaction.• Follow bank policies and procedures as they relate to customer transactions.• Ensures supply of cash for individual teller counters’ needs based on cash limits and business demand.• Maintains the branch supply of ATM/Debit cards and pins under dual control.• Follow up with clients about loan renewals and fresh proposals.• Perform routine closing activity, maintain clean, accurate and accessible records and kept close eye on transaction updates throughout each quarter.• Calculate fees, due, interest and charge for customer transactions.• Develop strategic plans for day-to-day financial operation.• KYC verification of client, including documents, due diligence / KYC information, source of wealth, AML risk profile Checking AML and report to Compliance Department for approval.• To process daily Inward and Outward Cheque Clearing and Returned cheque.• Ensure that all work is carried out in accordance with the bank’s laid down policies and procedures. Show less -
Customer/Cargo Service AgentSpicejet Jan 2008 - Apr 2013Siliguri, West Bengal, India• Customer service, Ticket Reservation, solving customer queries, operation work at airport.• Generating revenue through cargo Business.• Marketing of cargo business.
Ganesh Chhetri Education Details
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Accounting And Finance
Frequently Asked Questions about Ganesh Chhetri
What company does Ganesh Chhetri work for?
Ganesh Chhetri works for Bank Of Baroda
What is Ganesh Chhetri's role at the current company?
Ganesh Chhetri's current role is Banker.
What is Ganesh Chhetri's email address?
Ganesh Chhetri's email address is ga****@****o.co.in
What schools did Ganesh Chhetri attend?
Ganesh Chhetri attended Sikkim Manipal University - Distance Education, University Of North Bengal.
Who are Ganesh Chhetri's colleagues?
Ganesh Chhetri's colleagues are Samiksha Sawant, Geeta Lanke Lanke, Somnath Sinha, Abhay Agarwal, Sonal Upadhyaya, Jayant Kumar, Lalit Nale.
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