The chief executive officer of Tawakal Global Bank, which recently earned its banking license in Somalia, Garad Nor draws on more than 15 years of leadership in financial wiring services. He heads companies such as Tawakal Global Express and Tawakal Express. Through each of his companies, Garad Nor has maintained a dedication to following information security standards, including Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.Garad Nor's companies include Banana Pay, LLC, an online low-cost money transfer service to more than 200 locations around the world from Africa and Europe to Asia and Australia. Customers can send funds via an online account using a computer, tablet, or smartphone. Each transaction employs cutting-edge encryption technology.Under Garad Nor's leadership, Banana Pay has become the top company for African money transfers due to its quick transfer times, minimal fees, and competitive exchange rates.