ILC Leasing – Asset ManagerI joined ILC at the point of which the first assets were maturing and starting to be returned. Therefore I was involved with the set up of completely new systems and procedures to dealwith inspecting, returning, provisioning and negotiating extensions on maturing assets.The role developed as ILC were taken over by the Bank of Scotland and the size of portfolio increased, along with the team dealing with it. I became the Senior Asset Manager in charge of a team of 4. In addition to the above we also provided the following information in support of the new business team.Providing residual value analysis for new tenders, taking into account; market trends, legislation, model changes, additional equipment, previous experience of the customer and return conditions.Market research on any LCV, HGV or Plant assets that may appear on new tenders.Observing sales at auction to obtain current market values.Providing advice and information to the new business managers.Attending combined sales meetings with the new business managers to emphasis our commitment to responsible residual values and lease end behaviour.March 2008 – Present day – Lloyds Banking GroupIn March 2008 Bank of Scotland (HBOS) left the Local Authority operating lease market and the emphasis of the job has changed to reducing the portfolio as efficiently and quickly as possible, while treating the customer fairly.

Over the 10 years here I covered several roles including Office Manager for the Southern area service department, Technical Salesman for the Ultra Pure Laboratory market, finally rising to be an Internal Technical Sales engineer supporting the engineering teams in the UK and abroad.

Machine room operator and cashier.