Yasharth Garg Email & Phone Number

Hyderabad, Telangana, India

• Manage operations of large syndicated lending transactions encompassing responsibilities such as overseeing deal closure, servicing, performance, financial modeling, milestone tracking, lender reporting and collaborating with front office, consultants and law firms for execution.• Monitor, forecast and report portfolio's credit facility(ies) utilization.• Facilitate execution and amendment of different types of deal documentation to extend maturity of funded and non-funded limits.• Develop, run, and validate cash forecast models. This includes validating accuracy of current and future cash flows against various assumptions and deal milestones.• Engage with CFO office for liquidity requirement, DSCR reviews and investor reporting. • Engage with investment team for quarterly valuations and NAV calculations.• Engage with business teams on due diligence items in portfolio sell down activities.• Review of periodical KPI dashboard to detect trends and recommend remediation plan(s).• Produce lender reports covering topics such as asset performance, risk, cash position, DSCR status, debt outstanding and EBITDA outlook.• Engage with accounting team for quarterly and annual audit requirement(s).• Involvement in ad-hoc/special projects which support process improvement and implementation of technology initiatives.• Develop and maintain market relationships with admin teams of leading US Banks, vendors, and other industry participants

Hyderabad Area, India

Hyderabad, Telangana, India

Hyderabad Area, India

• Set-up and optimized processes and work papers to maximize Gross Client Margin (GCM%). • Developed and implemented in-house MS-Excel tool(s) to increase GCM by ~8% - 10%. • Engage in Partner meetings to recommend process improvement plans. • Participate in meetings for new technology implementation initiatives. • Preparation and review of client industry-focused research report(s). • Facilitate training session(s) and content development for new hire(s).

Jalandhar, Punjab

• Responsible for portfolio of SME clients with turn-over of INR 5Cr. - 200Cr.• Managed 10 branches and portfolio of 16 clients availing approx. INR 15Cr. of working capital facilities.• Increased portfolio exposure by INR 4Cr.• Monitored portfolio health by reviewing facility utilization and debt service frequency.• Recommend remediation plan(s) for stressed and potential non-performing assets (NPA).• Periodically analyzed client's working capital ratios and financial worthiness for credit revisions.• Managed credit facility maturity and renewal process, wrote memo(s), and conducted site visit(s).• Liaison with credit operations and clients for disbursements, revisions, and closures.• Performed industry due diligence for risk assessment and credit report(s)• Drafted credit approval memos (CAM's) and decks for Credit and Business approvals