Tim Garrett Email & Phone Number

New Haven, Connecticut, United States

• Orchestrated the annual budget process, integrating cross-departmental inputs to optimize financial resource allocation.• Designed and managed forecasting models, leveraging predictive analytics for strategic planning.• Revolutionized financial reporting with advanced BI tools for data-driven decision-making.• Implemented comprehensive inventory management, account aging/payments, and cash flow systems, enhancing liquidity in a challenging market.• Automated key financial processes, reducing staffing needs through machine learning applications.• Conducted in-depth financial analysis and risk assessment, influencing strategic business decisions.• Developed and oversaw KPI frameworks for financial performance tracking and insights.• Led company-wide initiatives for financial process optimization and cost reduction.• Managed relationships with key stakeholders, including investors and financial partners.• Facilitated training and development programs on new financial systems and tools.• Developed and oversaw the annual budget process, establishing targets and guidelines.• Developed and managed all forecasting models, including cash, sales, and operational headcount models.• Developed the long-term financial strategies for the organization, measured the execution.• Conducted all valuation and analysis for multiple mergers and acquisition activities.• Created and oversaw all company KPIs, financial risks, opportunities, and predictive analytics.• Presented financials and reporting monthly to ownership.• Developed incentive plans for all staff.• Managed revenue, expenses, liquidity, financial planning, and strategy.• Automated processes and utilized outsourcing to reduce staffing needs for all departments.• Led and completed the month-end close process.• Posted general ledger entries as necessary for payroll, compensation, and month-end close.

Connecticut, United States

Mergers, Acquisitions, and Joint Ventures.Create new entities.Maximize net income.Manage sales branches through RVPs.Create KPIs and lead departments towards data based decision making.Recruit new sales branches, vetting their potential performance, negotiate terms and make offers.Develop and manage all forecast models (Volume, Revenue, Expenses, and Liquidity to name a few).Build, manage, and adjust funding optimization model to maximize NII.Manage interest rate risk for both short and long dwell products.Manage financial strategy.Conduct comprehensive risk analysis.Determine ROI and prioritization of potential projects.Negotiate and manage warehouse contracts.Negotiate vendor contracts.Analyze financial statements and provide insights.Develop company reporting suite.Develop machine learning models to forecast outcomes.Work with operational departments to increase efficiency through automation and process optimization.

Tulsa, Oklahoma Area

Support CFO in Balance Sheet Management.Reconcile GLs.Risk Management.ALCO Committee.Measure Economic trends and activities.Ensure products are setup IAW accounting and risk guidelines.Underwrite high risk products.Establish Risk protocol for High Risk Customers. Deposit team document review.Analyze and monitor product interest rates.Manage Deposit staff (tellers, Curriers, CSRs, and Sales).