Thank you for viewing my profile. After commissioned service in the RAF & having worked in a variety of companies - from niche SMEs to multinationals, across sectors including telecoms, defence, IT & recruitment - I appreciate the through life challenges of building & protecting personal & family financial security. In today’s time poor society, most people do not have the time to define, research, understand, implement and then monitor a coherent & evolving financial plan for themselves & then optimise the plan in light of ever changing economic environment & taxation rules. As Principal of The Gary Hewett Partnership, Partner Practice of St. James's Place Wealth Management based in Marlow, Bucks & Kingsway, London , I am passionate about developing long term, professional face-to-face relationships with my clients based on trusted advice, mutual respect, confidentiality & empathy. Common to all aspects of my full advice service are:►Providing solutions aimed to meet the required level of risk v reward ►Building an individual plan for every individual’s needs►Optimising the plan in terms of effective income, capital gains & inheritance tax planning Either directly or by drawing on the significant resources of fellow St. James’s Place Partners I provide a wide range of financial management services to individuals & businesses, including:►Savings & investment planning ►Tax efficient wealth creation, growth & retention ►Retirement planning►Care fees planning►Trust & estate planning►Managing debt & borrowings►Financial protection against risks including cover for life, income protection & critical illnessThe value of an investment with St. James's Place will be directly linked to the performance of the funds you select & the value can therefore go down as well as up. You may get back less than you invested. The levels and basis of taxation & reliefs from taxation can change any time. The value of any tax relief depends on individual circumstances.Trusts are not regulated by the Financial Conduct Authority.The Partner/Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.SJP approved 22/10/2024