1st review underwriting-analyze loan applicants'​ credit histories, financial statements, and other financial information to make quality decisions on loans. Worked directly with lenders, realtors, title companies, and appraisers on many different types of loans. Comprehensive knowledge of disclosures and compliance issues. Focused on exceeding customer’s expectations. Assist Sr. Underwriter with loans. Work closely with sale's teamKey Achievements:• $3.5 million funded per month average. • Average funding time of 21 days, dependent upon lender requirements.• Maintained an above average customer service rating

Responsible for maintaining current policies and guidelines in concert with federal and state housing regulations and private mortgage insurers. Review and audit foreclosure affidavit, judgment, acceleration letters and other documentation to ensure proper procedures were followed according to state law. Followed loss mitigation and bankruptcy, guidelines to ensure compliance and knowledge of judicial andnon-judicial guidelines and how to navigate according to the lawKey Achievements:• Increased productivity by 15% and established solid, positive, and productive work environments-by understanding the roles and needs of all team members.• Increased company visibility making sure all document reviewed are accurate

Managed bottom line sales/client relations factors, developed key relationships with prospects, performed needs analysis with broker’s sales managers, loan officers and loan processors in the areas of product fit, underwriting guidelines and product pricing. Conducted CIT strategic Broker Edge/Fico Express and Alt-A product presentations. Highlighted the value of the local operations team as well as CIT’s underwriting philosophy.