Consultant to high net worth individuals in their personal capacities or on behalf of their businesses.Providing structured lending solutions on any type of secured and unsecured lending requirements.Secured lending in the form of residential, commercial and industrial property.Secured lending in the form of shares, cash or investments.Managed existing client base and sourced new clients.Providing working capital and funding facilities for businesses.Partnering clients and their businesses with opportunities in their field.Financial analysis and credit proposals.Balance sheet and debt restructuring.Worked closely with the Transactional Banking, Wealth Management and Fiduciary Specialists.Worked closely with RMB Investment Banking and RMB Investment Property on morecomplex transactions.Strategy formulation.

Team Leader High Income Banking, Client Acquisition Team (September 2007 to March 2009)Managing a team of 10 External consultants and 6 Internal consultants.Strategic implementation of goals and budgets.Activity analysis.Team marketing function.Training of consultants.Chaired sales meetings.Meeting with senior management to discuss Divisional and team strategies.Running Culture and Values workshops.Salary, bonus and performance reviews.Operations meetings.Successful recruitment leading to strong team dynamics , performance and unityPresenting transactions to creditFinancial analysisUpskillment leading to deal sharing with specialised Private Bank niches e.g. Private Bank Property and Growth and Acquisition financeCreating a strong team brand in the Private Bank Successful salary and bonus reviewExternal Consultant (September 2005 to September 2007)Client base consisted of degreed professionals earning in excess of R1 000 000.00 per annum and personal net worth of R15 000 000.00Managed existing relationships with the niche clientsSourced new business in line with target market criteriaOrganised and attend marketing functions for our clientsStructured lending adviceAnalysis of Financial Statements as well as risk and debt serviceability analysisCross sold entire product range including Retail Treasury, Foreign Exchange, Insurance, Private Bank accounts and lending solutionsLeveraging of existing clients to source potential deals for other divisions of the Private Bank and involving myself in the deals e.g. propertyAchievementsExceeded lending turnover budgets and fee lines annually Exceeded all budgets including client acquisition, Foreign exchange and offshore allowance, Retail Treasury and InsuranceTop 5 performing consultant in the country 2007 for 7 monthsTop performing consultant in the new Farmer category 2006Internal Consultant (May 2004 – September 2005)Private Bank Credit Card Contact Centre Agent (May 2003 – May 2004)

Market Development Manager (January 2001 to April 2003)Researched, developed and established a new business sector.Supplying products into restaurants, hotels, caterers and food services industry.Developed relationships with senior decision makers in the food and beverage services industry .Set up innovative supply chain infrastructure.Handled price setting, incentive schemes, promotions and trade deals.Area Sales Manager (May 1999 to December 2001) Managing Area Sales Team.Budgeting and target setting.Sales.Marketing – Promotional activities, product launches, setting price deals and promotions.Relationship building with retail clients e.g. Pick n Pay.Product development.Market research.Handling Merchandising companies, merchandisers.Achieved and exceeded targets three years running.