Thank you for visiting my LinkedIn page. I would welcome the opportunity to speak with you to mutually decide if there is an opportunity for me to help you make progress towards achieving your financial goals.For business-owner clients, I provide products and services that address four important topics: 1. provide for your employees and executives, 2. protect your business from unplanned circumstances, 3. prepare for business transfer or succession, and 4. gain your personal financial independence. For families and individuals, I provide products and services that help prepare for planned and unplanned events that occur during a lifetime. These typically fall into the three categories of wealth accumulation, wealth preservation, and wealth transfer. The benefits that clients receive from my services typically include: - 1. minimizing of tax liability, 2. stabilization of returns in their portfolio, and3. achieving a better return for their insurance expenditures and thus having a better chance to meet their financial goals. Major life changes typically provide the best opportunity for me to be of service. Niches of my practice include helping Baby Boomers planning for retirement and helping parents with special needs children to address the myriad of financial issues that they face.