I help my clients build a firm financial future through careful financial planning and wise financial investing.With over 20 years of experience in financial planning & investments, I have completed the six-course certificate program in Financial Planning at the Seidman School of Business at Grand Valley State University, which covers the fundamentals of financial planning, insurance, investments, retirement, personal income tax, and estate planning. Successful completion of this CFP Board-Registered Program qualifies one to sit for the CFP® Certification Examination. Upon taking and passing the exam, I’ll be able to employ the CFP® designation.As a fee-only investment professional, I am committed to always acting in my client's best interest (fiduciary responsibility) and being completely transparent about any possible conflicts of interest (full disclosure).Specific Specialties: Comprehensive Financial Planning, including Retirement Planning, Investment Planning, Tax Planning, and College Planning.