Gary Kratz Email & Phone Number

Johns Island, South Carolina

Baltimore, MD

A landscape and hardscape design and installation firm

Baltimore, Maryland Area

Lead department in the service, maintenance and installation of customer's draft systems.

Eldersburg, MD

• Manage cash flow and forecasting for all entities. Maintain banking and investment relationships and payments. Supervise accounts payable group. Develop capital reporting and budget. Perform credit analysis of.
• In a need to increase efficiency and cut costs, I researched and implemented electronic payment processing in the accounts payable department.

Bethesda, MD

• Managed the Bank's daily cash position including controlling reserves at correspondent institutions and monitoring exposure risks ensuring compliance with all Federal Regulations. Daily, weekly and monthly reporting to.
• Reduced daylight overdrafts to less than once per year within first year.
• Implemented a cross training program within department to increase employee cooperation and production.

Maintained all MBS portfolio transactions including calculations and recordation. Reconciled various Money Fund accounts. Generated yield tests, inventory reports and reconciliations for management review.

Reconciled bank accounts to statements and general ledger on a daily and a monthly basis. Investigated and resolved account discrepancies with other departments. Trained and supervised new clerks.