I have worked in financial services for over 25 years, and provide broad based advice to individuals and business owners, helping them with practical solutions to the financial issues that concern them most.My advice covers all areas of wealth management, including, investment planning, pensions/retirement planning, inheritance tax planning and protection. More details are available on my website at www.garymcdonaldwealthmanagement.co.uk.As an Associate Partner Practice of St. James’s Place Wealth Management covering the Highlands of Scotland and beyond, my emphasis is on maintaining a long-term relationship with my clients and to provide them with a source of trusted advice as their financial needs evolve over the years.The Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives