Gary Collins Email & Phone Number

Eugene, Or

Eugene, Oregon Area

Lead the commercial banking center activities relative to production and portfolio risk management. Facilitate the team's success relative to loan, deposit and fee income goals. Maintain asset quality by monitoring and resolving loan maturities and delinquencies. Recommend solutions to difficult credit problems and serve as a credit adviser for highly complex relationships.

Lane County Commercial Banking Center

- Managed two commercial bank teams (Eugene and Coos Bay).- Act as player/coach while managing customer relationships and staff.- Analyze, review and make recommendations to Senior Bank management relative to new and existing commercial loans to ensure the Bank is adequately protected from loan losses.- Monitor, manage and negotiate problem loans minimizing the Bank's loan losses.- Balance credit quality and relationship management.- Manage Team's budget goals and objectives for loans, deposits and fee income.- Negotiate loan/legal agreements with outside counsel advise.- Mentor and develop others on the Team relative to credit risk management and new business development.- Manage the underwriting process maintaining quality control and compliance for new and existing customers.- Manage delinquencies and credit quality.- Understand the regulatory environment to ensure compliance and minimize internal/external audit exceptions.

- Loan Officer / Relationship Manager.- Responsible for commercial banking loan requests including the review, analysis and underwriting for submission to Credit Admin.- Sell all Bank products and services.- Cross sell other Bank products when applicable and assist outside branches on commercial loan requests above their threshold.

- Originated, prescreened, structured, priced and negotiated senior secured commercial loan facilities for privately held companies in various industries.- Closed and funded approximately $30MM in credit commitments.- Utilized a three prong marketing approach (calling direct, calling on intermediaries and working with internal referrals).

- # 1 and # 2 volume producer in the western region during 2000 and 2001, respectively.- Closed and funded approximately $80MM in credit commitments.- Originated, prescreened, structured, priced and negotiated senior secured commercial loans for privately held companies in various industries.- Utilized a three prong marketing approach (calling direct, calling on intermediaries and working with internal referrals).

- Originated, prescreened, structured, priced and negotiated senior secured commercial loan facilities for privately held companies in various industries.- Closed and funded approximately $18MM in credit commitments.- Utilized a three prong marketing approach (calling direct, calling on intermediaries and working with internal referrals).

- Assisted in closing over $350MM in senior secured credit commitments during my tenure with the Company.- Responsibilities included Auditor, Audit Manager, Senior Underwriter and Business Development Officer.

- Developed strategic audit plans for client engagements.- Client engagements included recurring, annual fiscal year-end audits, initial public offerings, corporate restructurings, mergers and acquisitions and SEC reporting requirements.- Assisted in the preparation of financial statements and related footnote disclosures.

Class Of 2010, Masters-Level Extension Program

B.S. - Business Administration, Accounting