Backed by Andreessen Horowitz/a16z, Motivate Ventures, Thomson Reuters Ventures, Presidio Ventures (Sumitomo Corp), RRE, PS27, Moore Capital & industry icons - Payall's pioneered infrastructure including turn-key product for banks, credit unions, emoney institutions & others in the cross-border ecosystem to make international money transfers safe, efficient, transparent and inclusive through banks and other regulated entities. Purpose-built software automates dozens of manual tasks related to risk mitigation, compliance, AML and SOPs that reduce manual costs, time and errors by up to 99%. Proprietary, dynamic global payment orchestration makes mass payments easy, enables disbursers to pay by email and mobile phone numbers (materially reducing costs, time, risks and hassles of collecting recipient PII and payment details) and we deliver funds to 95% +/- of the world’s population. Diverse pay-out options make it easy to pay anyone, anywhere (even the unbanked) and can serve as a bridge to modern financial services for the unbanked. We've redefined and transformed Know Your Transaction, "see-through" and Know Your Customer's Customer resulting in never-before possible transparency and real-time data-rich decisioning that protects the safety and soundness of the ecosystem. We're backward compatible for classic correspondent or clearing banks who support foreign initiated payments with their robust FX trading, liquidity and payment rails - and our tech overcomes the root cause issues to make the business safe, efficient and transparent. But we also power new paradigms such as Mastercard XBS/Move and XBS Express and a range of other pay-out options through domestic payment networks, mobile money, digital wallets, cards and cash pick-up. Payall enables financial institutions around the world, regardless of size, to offer unprecedented product options for disbursers and recipients so they can compete, win and delight those who make and receive cross-border payments.

Agile Partners (www.agilepartners.eu) is a "people platform" dedicated to FinTech companies as well as regulated entities like banks, EMoney Issuers, Payment Institutions that are leading-edge companies in prepaid, specialized merchant acquiring, crypto-currencies, prepaid issuing and vertical-market focused FinTech products.Professional services include much more than the common outsourcing activities - our expertise includes mobile application design and development, business analysis, product management, financial analysis, creative services including web site design, project management, compliance services, fraud/risk management, merchant and issuer support for user support, dispute management and much more.Agile Partners delivers world-class services with compelling financial constructs while saving clients time and hassles of recruiting, hiring and training.

First Performance is an Atlanta based B2B enterprise software company that develops the next generation of financial controls, data enrichment, and digital engagement as a turnkey API solution to major processors and banks. We operate in 11 countries - and growing. First Performance offers card issuers and their processors an extremely flexible platform to drive revenue, digitally engage with and delight cardholders as well as lower costs. The company is perpetually innovating and new capabilities for Q1 2021 will further demonstrate the company's ability to add material value to issuers, processors and cardholders.Principal investors include RRE, Mastercard, First Data (now Fiserv), Synchrony Bank and Thandorf.

Exit via sale to Bluefin. TECS (www.tecs.at) provides acquirer processors with specialized processing abilities, regulated entities such as banks, Payment Institutions, EMoney Issuers and others with an end-to-end platform for acquiring and prepaid issuing, fleet operators and those in transportation with specialized solutions as well as a a wide range of FinTech companies with unique payment processing abilities configured for their specific needs as well as turnkey white label products such as wallets.

Sold Funderdome in January 2018. The team at Funderdome is driven by a Purpose - to provide truly unique, wildly fun and thrilling experiences that facilitate fitness – but without the boredome or hassles of exercise – it’s just fun! We’re also perfect for birthday parties, class outings, corporate (family) events and other outings where guests will have an unforgettable time. And at Funderdome we also offer engaging classes for kids as well as adults and special “Members Only” activties.

Sold to Mastercard February 2015. The company developed an elegantly simple technique to enable "instant payments"​ to US bank accounts 24X7X365 by re-purposing and aggregating the infrastructure of EFT or PIN-debit networks. The commercialization of this approach, recognized by The Federal Reserve Bank System and McKinsey as one of a few way to enable instant payments, was pioneered by Adaptive Payments. Also, the platform enable additional innovations such as incorporating a mobile phone in the authorization routine for card-not-present, ecommerce and call center/phone center based transactions that includes web purchases, phone order purchases, online and phone-based money transfer remittances, prepaid account reloads as well as recurring, occasional and expedited bill payments. In addition to enabling 100% authenticated payments, the company's technology transforms the credit application process (e.g. casinos, car loans, mortgages, installment loans, etc.) by enabling a consumer to have their savings and account balances verified by a potential lender in real-time, without waiting for a bank to respond to an email, fax or phone call -- and the consumer knows exactly when the inquiry happens and authorizes it by entering their debit card PIN into their mobile phone. As a named inventor, a Patent was granted to Adaptive Payments in China for this multi-device, multi-factor payment authentication. And in the United States, named inventor (patent # 9,183,549) for a System and Method for Secure Payment Transactions.Additionally, Adaptive Payments has pioneered the most elegantly simple, yet radically effective method for stopping unauthorized access to online accounts. There simply is no better, more secure, consumer-friendly and easier or faster way for a bank or other financial service provider to protect accounts from unauthorized access, monetary theft or other losses than with Adaptive Payments.

Successful exit of shareholdings December 2012.I invested in Wave Crest Holdings and joined the board in early 2009 after collaborating with partners in 2008 around this question: can we transform the payments paradigm by enabling unique, compelling competitive and business differentiators related to payments by flipping this risky, complicated, "cost center" into a strategic advantage and "revenue source" for those who make and receive payments? And can we enable new payment solutions that solve real problems for the entire ecosystem? No more business as usual as it relates to 1) prepaid cards, 2) high-risk or complex payment acquiring (including cash-in at retail), 3) mobile money or 4) alternative financial services. We added loyalty, rewards, compliance, and enabled "n" number of 3rd party partners for a differentiated payments company. After earning the trust of two highly-respected corporations (O2 UK and GTECH USA) to revolutionize certain of their payment and CRM activities, the board elected to seek institutional funding to fast-track our growth and I became President and assumed a full-time role. In November 2011 my role was expanded to include Chief Executive Officer as well.In December 2012, I, along with my initial financial backers were bought-out in an extremely positive transaction for all parties.

In 1996 I co-founded WildCard Systems and was a director and the chief operating officer until WildCard was acquired by eFunds (NYSE: EFD) in 2005 for $262 million.WildCard Systems was a pioneer in developing specialized processing for prepaid Visa, MasterCard, Discover and American Express cards. The company became the global leader in processing network branded prepaid cards and in 1998 and 1999 was named as the “Preferred Prepaid Processor” for both Visa and MasterCard. By 2005, seven of the ten largest US banks were clients including US Bank, Bank of America, Citibank, JP Morgan Chase/Bank One, Capital One, Wells Fargo, Wachovia, HSBC as well as numerous mid-size and smaller banks in the US as well as leading banks around the world with programs in 30 countries. In addition to top issuing banks, WildCard provided services to ADP, Simon Malls, United Healthcare, AAA, American Red Cross, AOL and numerous other top-tier prepaid distributors and program managers for a wide variety of prepaid cards.At eFunds, I was EVP of global strategic business development, reporting to the Chairman and CEO, and was on the executive team that sold eFunds to Fidelity National Information Services (NYSE: FIS) in 2007 for $1.8 billion - 2X the value of eFunds when WildCard was aquired. At FIS, I managed the company’s Government EBT, ACH and prepaid business units until May 2008, then scaled-back to serve as a part-time adviser through 2009.The WildCard Systems platform (now FIS Sunrise), was (and may still be) the only processor in the world certified by Visa, MasterCard, Discover, China Union Pay and American Express as an issuing processor for these network branded prepaid cards. See less