Gary Reagan Email & Phone Number

California, United States

Perform commercial loan reviews for community and regional banks, validating risk ratings, documentation and loan structuring/underwriting in conformity with bank policies. Loan types reviewed cover commercial real estate, SBA and C&I including ABL, acquisition and syndications.

La Jolla , Ca, Us

Built consensus adjudicating credits in a dual-signature approval structure that included the CEO for the largest commitments. Focused primarily on commercial real estate re-positioning projects.Achieved board approval on key changes to credit policies, granting greater authority to management and keeping pace with shifts in credit markets.Provided guidance to both credit and sales teams on C&I loan structuring, a key growth area for the Bank. Authored a white paper to launch a fund finance product.Managed the underwriting and loan documentation functions, fostering more consistent analytical standards and efficient workflow processes.Led the credit team in improving the Bank's loan review ratings for two consecutive years.

As one of PMB's senior credit decision makers, approved loan facilities across the full spectrum of the Bank's customer base of entrepreneur and investor backed businesses, as well as commercial real estate operators. Served as a voting member of the Bank's credit committee, with particular expertise on complex C&I loan structures. Also responsible for the Bank's portfolio monitoring team and crafting/presenting credit policies up to the board level.Led training sessions on specialized lending products, underwriting standards and credit policies, fostering stronger collaboration between the credit and relationship management teams.(PMB was acquired by Banc of California October 2021)

Led the origination and portfolio management teams for the Bank’s ABL line of business. Focused on entrepreneurial and sponsor-backed companies, from pre-profit to mature growth stages.Tapped to serve on the Bank’s credit committee within three months after hire. Recognized by top management as a subject matter expert on C&I lending, a key growth area for the Bank.Took on additional responsibility as Senior Credit Officer within one year, with delegated credit approval authority for the full breadth of the Bank’s loan products.Projects beyond core responsibilities included buying and selling loan participations, and evaluating upgrades to the Bank’s ABL software system to drive efficiency.

Dallas, Tx, Us

Led a team of relationship managers in sourcing and managing relationships with a variety of public, private equity and venture capital backed companies. Responsible for the Southern California market.Deep experience structuring a range of senior debt financings, including asset-based, growth capital, acquisition and syndicated facilities (including agented and co-lead deals). Approved certain credit arrangements under delegated authority.Also served as a trusted advisor to the Bank’s client companies, guiding management teams on capital structures, and making introductions to potential investors and service professionals.Demonstrated leadership in the local business community. Built a referral network and visibility through speaking roles and committee level positions in leading industry organizations.Prior to joining the Technology & Life Sciences team in 2006, served as a senior lender in the Bank’s middle market corporate lending group.

Santa Clara, Ca, Us

Billings, Mt, Us

Bs, Finance

Mba, Banking