Primary responsibility for underwriting and appropriate pricing of MCIT coverage for 465 county and affiliated public entities in Minnesota. Direct all underwriting and policyholder services operations for both MCIT’s Property/Casualty and Workers Compensation divisions including the development and maintenance of written underwriting guidelines, policies and procedures. • Direct the acquisition, analysis and rating of exposure data for new and renewal business as well as all policy issuance and service operations. • Coordinate with actuaries, reinsurers and specialty bond and boiler carriers to ensure appropriate rating and coverage. • Serve as a technical resource to staff, Governance Committee and Board of Directors to identify exposures and refine or develop coverage, underwriting guidelines and pricing for new or changing risks.

AmeriTrust Group, Inc. formerly known as Meadowbrook Insurance Group, Inc.Manage and oversee all functions Meadowbrook performs on behalf of the Minnesota Counties Intergovernmental Trust (MCIT) pursuant to our Service Agreement with the client. Direct management responsibility for the underwriting, customer service and membership services functions, including policy pricing, maintenance and issuance for new and renewal business on behalf of both the Property/Casualty and Workers Compensation divisions.• Addressed service issues to improve our service to MCIT members. Assist the client with identifying service opportunities and developing training materials and publications to assist MCIT members. • Communicate program information/results to the client and their Board, associates, and business partners, such as reinsurers, brokers, actuaries and other vendors as well as Regional and Corporate Management of Meadowbrook.

Founded and operated a commercial Property/Casualty underwriting services and consulting firm providing premium audit and underwriting survey services to commercial insurance carriers and consulting to commerical insurance consumers.

Managed full cycle reinsurance contract underwriting from issuance/renewal to premium audit and close-out for over six hundred contract holders representing $50+ million in annual reinsurance premium. Lead customer service contact for all clients and state regulators. Assisted the CFO with the management of a $1.4 Billion investment portfolio, outside investment managers, and managing daily cash needs. Promoted from Premium Services Specialist in 2003 to reflect the additional responsibilities of portfolio management, treasury and accounts receivable management

Founded and operated a commercial Property/Casualty underwriting services and consulting firm providing premium audit and underwriting survey services to commercial insurance carriers and consulting to commerical insurance consumers.

Directed the regional staff of an independent underwriting services firm that provided premium audit services, risk inspections and surveys to commercial insurance carriers. Charged with full operational responsibility, including profit and loss, for a seven state region. Successfully returned the region to profitability within one year, improving client relationships, reducing costs and developing staff.

Staff premium auditor serving a four state region.

Directed the operations of a captive insurance agency offering property/causalty and workers compensation coverage to US franchisees of IDQ. Four direct reports in marketing, accounting and customer service.