Gary Stamper Email & Phone Number

Minnetonka, Minnesota, United States

Minnetonka, Minnesota, United States

Credit:Manage team of Credit Analysts - Analyzing credit worthiness of assigned customers and recommend or approve credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysisProvide input/underwrite larger transactions or specific programs as requestedUnderstand basics regarding credit systems, flow of deal information, booking and approvalTravel with sales staff and sales management as necessary to customers, trade shows, etc.Participate/manage in portfolio/company acquisitions including developing due diligence plans, establishing sample size, analysis, and preparation of diligence write-ups and recommendationsCredit AdministrationProvide oversight for the loan review process, regulators, internal and external auditManage all Loan Review ExamsCoordinate development of department Credit PoliciesManage policy revision process through to Credit Policy Committee approval. Recording secretary for all EF credit policies (maintain records)Submit Credit Policy to TCF Board annuallyRisk Rating Change Process - provide reconciliation review for obligors $250K plus

Minnetonka, Minnesota, United States

Partner with Lines of Business (LOB) and Enterprise Risk Management (ERM) to identify, measure, monitor, and mitigate key risks in accordance with TCF Enterprise Risk Appetite Statement.Review underwriting practices within LOBs to ensure alignment with TCF Risk Appetite Statement while facilitating growth objectives.Coordinate review and development of standardized risk policies and procedures with Enterprise Risk Management (ERM), LOBs, and Credit Risk Review. Recommend changes to policies as needed.Coordinate efforts with Wholesale Enterprise Risk Officer to support the Comprehensive Periodic Risk Assessment (CPRA) process.Lead the risk assessment process for both new and modified products and services across Wholesale LOBs to protect TCF from unidentified Risks and meet regulatory expectations.

Eden Prairie, Minnesota, United States

Leading, coaching, and developing a team of 6 Senior Risk Analysts in the effective management of small, and middle market customer portfolios consisting of $1.2B in leased and loaned assets. Analyzing credit requests for public and private corporations across a range of industries, and approving facilities within the assigned credit authorities of $25MM for investment grade and $10MM for non-investment grade. Reviewing large credit requests beyond the credit authority and making recommendations to senior risk management. Conducting annual reviews to ensure compliance with all regulations and standards, and maintain the ongoing integrity of the portfolio.

Eden Prairie, Mn

Managed a team of 7 junior and senior risk analysts in the management of a $690M small fleet portfolio with 1,400 active customers. Reviewed and approved new credit requests up to the assigned credit authority of $3M.Created an automated monthly analyst dashboard that improved reporting of key metrics and reduced expired credit lines by 21%. Introduced auto-decisioning processes with credit scoring models driving a 102% increase in credit renewals and a 14% increase in productivity. Delivered rigorous loss avoidance and mitigation processes which supported significant portfolio write-offs at 94% below plan. Prepared analysts for larger roles through targeted training and coaching.

Eden Prairie, Mn

Began as an analyst for the small fleet portfolio, and then earned a promotion through demonstration of strong leadership and excellent performance. Partnered with account managers, customer finance contacts, and other stakeholders to provide comprehensive risk support for the assigned region, including structuring and negotiation of non-standard transactions. Evaluated and approved credit requests for new lease facilities up to $1M in assigned credit authority, and presented credit recommendations to senior managers for requests above the credit authority. Developed and implemented a credit screening tool to help the sales team filter prospects without requiring upfront full financial disclosure. Chosen to focus on new credit transactions during a team reorganization, leveraging expertise with underwriting to negotiate structures for challenging, red strike-zone customers.