Lead credit risk for financial institutions (NBFCs, capital market clients, insurance companies, funds, banks, etc.), managing a portfolio of 200+ customers. Also, head credit policy and industry research for wholesale bank. Bank Start-Up Activities: Donned multiple hats during the start-up phase, ranging from policy and risk appetite formulation, developing process SOPs and manuals, standardizing documentation for different client segments. Also contributed towards building and… Show more Lead credit risk for financial institutions (NBFCs, capital market clients, insurance companies, funds, banks, etc.), managing a portfolio of 200+ customers. Also, head credit policy and industry research for wholesale bank. Bank Start-Up Activities: Donned multiple hats during the start-up phase, ranging from policy and risk appetite formulation, developing process SOPs and manuals, standardizing documentation for different client segments. Also contributed towards building and testing of internal rating models subscribed by the bank and the treasury system architecture with exposure computation logic. Show less

The Financial Institutions Group has the responsibility to set up and allocate exposure limits for all counter party banks across products - Forex and Derivative, Money Market, funded and unfunded Trade exposures and Credit exposures.Handled a portfolio and conducted the credit appraisal of over 400 banking clients across over 50 countries with a focus on business and credit. Directly worked on new product tie-ups with partner banks and made recommendations on specific… Show more The Financial Institutions Group has the responsibility to set up and allocate exposure limits for all counter party banks across products - Forex and Derivative, Money Market, funded and unfunded Trade exposures and Credit exposures.Handled a portfolio and conducted the credit appraisal of over 400 banking clients across over 50 countries with a focus on business and credit. Directly worked on new product tie-ups with partner banks and made recommendations on specific transactions.Awarded highest rating of ‘Over Achiever’. Show less

The company has established the United Stock Exchange (USE) - the third India-based currency exchange and were active momentum traders in the currency markets (NSE, USE) and spread traders in the commodities market (NCDEX, MCX and CME - Chicago Mercantile Exchange).Traded intraday in currency (USD-INR), NIFTY, commodity spreads and futures on the USE, NSE, MCX and CME exchanges; established technical indicators to identify short term trends in currency and commodities market.

To assess the business potential from NBFIs in South India and means to grow the bank’s share of wallet in the Global Transactions Services (GTS) and Cash Management Services (CMS) arena.Awarded a pre-placement interview offer for excellent performance.

Two manufacturing units - Induction Furnace and Re-Rolling Mill - manufacturing construction steel (TMT rebars) with a combined annual revenue of over INR 300 crores.Responsible for procurement, production, sales and financial planning. The work also involved regular interactions with the bankers and various government departments - excise, sales, electricity, etc.Some highlights:• Restarted production at unit after a four month shutdown - successfully re-negotiated worker… Show more Two manufacturing units - Induction Furnace and Re-Rolling Mill - manufacturing construction steel (TMT rebars) with a combined annual revenue of over INR 300 crores.Responsible for procurement, production, sales and financial planning. The work also involved regular interactions with the bankers and various government departments - excise, sales, electricity, etc.Some highlights:• Restarted production at unit after a four month shutdown - successfully re-negotiated worker, supplier and customer contracts• Revived company during financial hardship; restructured bank debt of INR 15 crores• Prepared detailed CMA and project reports and helped raise additional debt (term loan and working capital) of INR 30 crores Show less