Gaurav Kaimal Email & Phone Number

Chennai, Tn, In

Chennai, Tamil Nadu, India

Mumbai, Maharashtra, India

• Analysing & reporting the cash and collection status of the group for managements' monthly review.• Assessing the funds and working capital required, assisting in fund raising and managing the group debt.• Liaisoning with banks and other stakeholders on financial requirements.• Responsible for analysing the sanction letters of credit facilities extended thus tracking the financial and information covenants.• Designed the Budget v Actual variance tracker for FY 22-23 (Q1 & 2) for the group companies.• Preparing financial models and ad hoc reports on an as-needed basis.• Spearheaded the incorporation of Data Management System (DMS) on cloud for the group companies.

Mumbai Area, India

• Responsible for analysing the CIBIL and evaluating the clients’ creditworthiness.• Accountable for the credit granting process of Personal Loans, in lines with the company’s policy, by assessing clients’ Debt to Income Ratio and underwriting the loans.• Telephonic discussion with the customer for verification and to understand their loan requirement.• Responsible for delegation of files to the Credit Team.• Coordination with the Pune sales and support team to expedite the credit process.• Scrutinization of the documents provided to prevent fraud.• Responsible for maintaining the overall TAT, Average Ticket Size and Approval Ratio.

Chennai Area, India

Rane Holdings Ltd.• Handled the Analyst Meet for the FY 16-17. Ensured submission of financial results as per Listing Obligations and Disclosure Requirements within the timeframe stipulated.• Designed and developed templates for Power Consumption Summary and Monthly Reporting of Financial Statements.• Administered the process of Delegation of Authority (DOA) consolidation and identified the gaps in the processes. Instrumented and proposed a common DOA for the group.• Finalised the Monthly Reporting of Financial Statements for the Previous Year 15-16 and also the Current Year 17-18 (AOP) as per the revised Ind AS format.• Assisted in the preparation of the AOP/SBP 17-20 booklet.

Mumbai Area, India

• Prepared Vouchers and Updated Passbooks.• Recorded the payments and withdrawals of customers in the Genius software.• Verified and updated the outward cheques in the Genius software.• Recorded and organized loan information.• Issued deposit certificates and Handled customer queries.