Build future of self-service commerce with computer vision, AI, IoT, and data in high velocity payments platform / fintech. Lead digital, enhance revenue, improve customer experience, AI innovation, capture value and disrupt unattended retail. ✓ Launched high velocity payment platform in “AWS” for, resilient and scalable infrastructure to support our payment gateway, 1.5MM+ IoT devices, 150 MM consumers, and 1B+ transactions a year. ✓ Successfully integrated multiple acquisitions to accelerate micro market business and expand product portfolio internationally.✓ Participated in our first investor day at Nasdaq to share our digital vision and strategy.✓ Launched Seed Driver & Warehouse mobile apps, on iOS and Android. SaaS platform provides route optimization with AI Voice.✓ Released 2023, 2024 Micropayment Trends Report, reflecting micropayment trends across using billions of transactional data. ✓ Led Seed SaaS software expansion in Europe & South America after platform internationalization and localization.✓Unveiled new Cantaloupe GO product line, bringing together all micro market and smart store technology under one platform. ✓ Launched Seed Pick Easy, a tablet-based warehouse picking system to deliver time and operational cost savings. It allows customers to generate digital pick lists to pre-kit faster efficiently.✓ Launched AI Smart Cafe using dynamic computer vision and AI technology to enable "1. Swipe > 2. Grab > 3. Go" Amazon Go like consumer experience.✓ Launched Seed Analytics and Seed Intelligence to empower our customers harness data and AI for business growth, sales and operational enablement.✓ Launched AI based deep learning, neural network and computer vision for face, product, pricing, product placement, demand forecasting to disrupt unattended retail.✓ Launched AI, GenAI & computer vision tools for pricing, product placement, demand forecasting to disrupt unattended retail.✓ Launched Advantage DOOH advertising platform.

As EVP and CIO, led digital strategy and innovation to improve revenue, customer experience and optimize costs. ✓ Execution of a comprehensive technology transformation, grew online digital platform from $40M to $650M, mobile application, POS to increase sales, value creation and innovation, drive continuous improvement and deliver cost-efficiencies.✓ launched games simultaneously in retail and online to cater to GA lottery players. ✓ Overall delivery of digital platforms, mobile, POS, data, software development, ERP, Infrastructure, Security, API, RPA and IT products/services.✓ POS Integrations, Design Thinking, B2B and B2C Customer Experience, Change Management, Data Analytics, CI/CD DevOps, Cloud, APIs✓ Safeguard and protect digital crown jewels through AI based Cyber Security Engines, Threat Modeling, Risk & Compliance✓ Enable business insights through advanced Data Analytics and Reporting

As a technology and innovation leader, I focus on leveraging technology to drive business growth and solve complex challenges. My approach is grounded in a clear understanding of how technological solutions impact the balance sheet and contribute to revenue growth. Focus on multiple levers for growth with significant potential upside with technology, innovation, and improving customer experience. Growth and top line, Growth and EBITDA.With MS in Computer Science and studying for CFA, I possess a deep understanding of financial statements and the key levers that make a healthy business. This experience enables me to connect technology initiatives directly to financial outcomes, ROI, IRR, value creation - something that’s essential in today’s tech-driven business environment.Digital transformation and AI are at the forefront of every company's strategy right now, and my breadth of transforming businesses in Finance, Healthcare, Logistics, Gaming, and Investment Bank has uniquely positioned me to help boards navigate this journey—ensuring they focus on the right investments for long-term value. Data and analytics, particularly in the realms of AI, Gen AI, and Machine Learning, are critical components of that journey. I’m passionate about helping companies unlock the full potential of these technologies to drive innovation and growth.With a solid track record and the right background, and as a board member, I can contribute solidly at the strategic level. That’s where the exciting journey begins.

Led product roadmap, digital strategy and delivered platforms based digital transformation to continuously disrupt last mile industry and micro fulfillment. ✓ Launched “Uber for goods” : Order Management Marketplace to connect demand and supply optimally for micro fulfillment. ✓ Spearheaded Customer Experience(CX) strategic roadmap, customer journeys and experience design for B2B and B2C customers.✓ Matured emerging products from incubation, proof of concept phases to full-fledged products. ✓ Translated digital product offering for sales team for Go-to-Market strategy & converting into sales collateral. ✓ Agile / scrum teams across 1500 technology members, POS Integrations, change management, BI/Data Analytics, CI/CD tools, Cloud, API, data analytics

Led platform-based transformation, experience design and digitization for Goldman Sachs Electronic Trading (GSET). The electronic trading platform was rated as #1 by WSJ/Barrons for several years. ✓ Launched browser based trading platform introducing Goldman Sachs traders and portfolio managers to be able to manage $2 trillion in assets and trade “Anywhere, Anytime”. Featured HTML5 mobile trading.✓ Big Data Analytics Platform (Google of Wall Street), Surveillance Strategy, Data Modeling, Data Analytics for detecting financial crimes for 100+ million trades a day: Anti Money Laundering (AML), Anti Bribery and Insider Trading.✓ Modernized and consolidated legacy Order Management Systems / Investment Management platform for GSAM to manage $2 Trillion in assets. The platform was used by all trading desks: Credit, Equities, Bonds, Swaps, Treasuries. Using multi factor regression models, automated portfolio management, high frequency trading and portfolio risk and attribution. ✓ Digital transformation and ERP implementations for Expense Management, Hospitality, Vendor Management, Travel, and Document Management.

Technology startup / online market place / Platform to match demand and supply.

Directed client implementations of next-gen platform for Onstar at General Motors(GM)

Next Generation Healthcare Platform for modernizing Sorian Clinicals Workflow and specialized Health Care.

Enterprise EHR platforms, HCIT applications; GE Centricity EMR platform; DICOM, HL7 and HIPAA

Futures, Options, Derivatives Trading, Quant Modeling and Trading

Tech startup : Building e-commerce sites