Gautham R Email & Phone Number

Dubai, United Arab Emirates

- First RM posted in Dubai South to expand the NR customer base and client relationship within the terrain.- On boarded over 1000 new NR clients including various HNIs with substantial improvement in CASA.- Substantial increase in liability portfolio with selling of NRE Term Deposits, FCNR Deposits etc.- Generated Fee Income to the bank through various cross selling parameters like life insurance, health insurance, SIPs etc.-Exclusive POC for customer assistance,… Show more - First RM posted in Dubai South to expand the NR customer base and client relationship within the terrain.- On boarded over 1000 new NR clients including various HNIs with substantial improvement in CASA.- Substantial increase in liability portfolio with selling of NRE Term Deposits, FCNR Deposits etc.- Generated Fee Income to the bank through various cross selling parameters like life insurance, health insurance, SIPs etc.-Exclusive POC for customer assistance, support and complaint resolution.- Management of TAT in processing of NTB accounts. Show less

Madurai, Tamil Nadu, India

- Assessment of the quality and compliance of 33 branches and rating each branch on the basis of the quality score arrived as a part of the assessment.- Identifying areas where there is scope for improvement and assisting the branches in rectifying the issues faced by them and taking up the matter with the concerned Departments on behalf of the branches.- Planning and improving the credit hygiene parameters of 33 branches in the region.- Assisting the Regional Head by… Show more - Assessment of the quality and compliance of 33 branches and rating each branch on the basis of the quality score arrived as a part of the assessment.- Identifying areas where there is scope for improvement and assisting the branches in rectifying the issues faced by them and taking up the matter with the concerned Departments on behalf of the branches.- Planning and improving the credit hygiene parameters of 33 branches in the region.- Assisting the Regional Head by coordinating with 33 branches present in the region, analyzing business performance of the branches using key parameters like Business Banking, Core Retail Advances, Branch Deposits, CASA, NPAs, total fee incomes, digital parameters etc. and planning strategies for all branches to achieve their targets. Show less

Chennai, Tamil Nadu, India

- Branch Operations & Liability Assessment.- Credit appraisal & Disbursement of Retail Auto Loans. - Manage daily operations of the branch.- Ensure that the branch personnel comply with federal and state laws.- Maintain operational standards to providean excellent working environment for employees.- Ensure operational excellence and integrityof the branch.- Develop action plans to enhance operationalcontrols and optimize customer… Show more - Branch Operations & Liability Assessment.- Credit appraisal & Disbursement of Retail Auto Loans. - Manage daily operations of the branch.- Ensure that the branch personnel comply with federal and state laws.- Maintain operational standards to providean excellent working environment for employees.- Ensure operational excellence and integrityof the branch.- Develop action plans to enhance operationalcontrols and optimize customer service. Show less

- To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and an innovator. - Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms)- Interacting with customers on phone. Also includes managing objections of the customers.- Meeting customers and doing personal discussion. Suggesting optimal… Show more - To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and an innovator. - Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms)- Interacting with customers on phone. Also includes managing objections of the customers.- Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.- Entire sequence of steps, from the time a loan application is received (or a loan offer is accepted) to the time loan is closed, the loan proceeds are disbursed.- Managing relations within the organization / with the channel partners. Show less

Kerala, India

- Actively participated in the development phase of customised notebooks for customers. Carried out a project on customer behaviour, market management & analysis.

Master Of Business Administration - Mba, Marketing And Operations

Bachelor Of Technology - Btech, Computer Science

Higher Secondary Education, Mathematics And Science