Gavin Baigel Email & Phone Number

Melbourne, Australia

Melbourne, Australia

Metro Trains is the franchise operator of the suburban railway network in Melbourne and employs 3,500 people in Victoria. As Senior Business Analyst my role is to provide analysis and commercial insights to support business decisions that drive performance enhancement throughout the business. Responsibilities♦ Evaluate and report on commercial viability of new business opportunities ♦ Develop business cases to fund new initiatives for capital investment ♦ Analyse proposals and market conditions and provide recommendations to senior management♦ Review and improve processes and systems to support best practice in performance monitoringAchievements♦ Implemented new system to track company assets that identified $50 million in unclaimed assets resulting in $12 million in profit for the company♦ Developed and implemented a process to address defects in rail system more effectively resulting in a saving of $400,000 on overtime costs per annum♦ Played a key role in obtaining capital funding for implementation of new rail temperature management techniques which led to increased operational efficiency and enhanced safety outcomesData analysis ♦ Financial modelling ♦ Strategic planning ♦ Reporting ♦ Forecasting ♦ Business cases ♦ Leadership

Melbourne, Australia

Achievements♦ Established product costing methodology♦ Managed implementation of key reporting systems♦ Successfully sourced startup funding♦ Business exited via successful sale of shares

Melbourne, Australia

ANZ is the fourth largest bank in Australia, employing more than 45,000 staff worldwide. As senior manager in Commercial Credit Enablement and Initiatives, I was responsible for forecasting and managing a portfolio of $40 billion in commercial lending. Responsibilities♦ Developed commercial credit policy in response to regulatory change and business requirements♦ Led a team of three staff including coaching, mentoring and development♦ Responsible for regulatory compliance across Australian commercial business♦ Member of the Risk Managers Round Table responsible for industry benchmarking♦ Member of the Investment Lending Oversight CommitteeAchievements♦ Led a project to redraft Commercial Delegated Credit Authority structure across Australian commercial business including expanding scope to give frontline staff greater capacity to develop new business♦ Successfully delivered a simplified commercial business approach to management of Prudential Standard APS113 obligations that eliminated unnecessary frontline and back office compliance activity ♦ Successfully developed and delivered expected loss reporting function to identify and analyse commercial portfolio hotspots in a timely mannerData analysis ♦ Financial modelling ♦ Strategic planning ♦ Reporting ♦ Forecasting ♦ Leadership ♦ Portfolio management ♦ Risk management

Melbourne, Australia

♦ Developed commercial credit loss forecasting♦ Developed and implemented portfolio concentration and hotspot analysis to inform business decision making♦ Prepared reports for senior executive and ANZ board

Melbourne, Australia

♦ Credit file reviews for credit quality♦ Loan Loss Reviews♦ Manage review teams

Melbourne, Australia

Deloitte Australia is one of the largest accounting firms in Australia with 640 partners and more than 540 staff. In this role I was responsible for undertaking bank appointed investigations and receiverships. Responsibilities♦ Analysed and assessed financial statements and prepared integrated financial forecasts ♦ Prepared estimates on potential bad debt and future lending strategies for high risk customers Achievements♦ Successfully delivered NSW loan recovery project that recovered AU$186 million in problem loans over nine months♦ Streamlined the claims process for United Medical Protection, Australia’s largest provider of medical indemnity insurance which resulted in more timely payouts ♦ Managed a foundry that was in receivership, resulting in the successful sale of the business and saving 32 jobsData analysis ♦ Financial modelling ♦ Strategic planning ♦ Reporting ♦ Forecasting ♦ Leadership ♦ Cashflow management ♦ Audit

Bachelor Of Commerce (B.Com.), Business/Commerce, General

Education record